Posts: 95
Registered: ‎08-28-2008

Re: BofA CLI Success - 10K to 20K Instant Approval

Nice. Congratulations. Good CLI.

Recent Scores: 785 Walmart TU 12/8/2014, 756 Credit Karma 12/7/2014
AMEX BCE $19,800, Chase Sapphire Preferred $18,00
Macy's Amex $6,000, Walmart Card $4,500, Capital One Platinum MC $2,500,
Capital One QS $2,250, BOA Travel Rewards Visa $2000, Sears Citi MC $1,000
Regular Contributor
Posts: 181
Registered: ‎04-21-2010

Re: BofA CLI Success - 10K to 20K Instant Approval

CreditChampion wrote:

Congrats!!!  For future refrence though you should let one card report a balance and have 1-9% utilization for optimal fico score.



Agree, I usually keep a small balance on one of my cards, but ended up paying it off during escrow.

Current Scores (as of 04/22/13): EQ FICO=795; TU FICO =766; EX =763

BankAmericard Cash Rewards ($20,000) | Amex Platinum (NPSL) | Amex Clear ($20,000) | Amex Blue Cash ($2,500) | Chase Freedom ($11,000) | PenFed Platinum Cash Rewards ($5,000) | Barclaycard Apple ($5,000) | Discover More ($6,500) | BankAmericard Cash Rewards [Authorized User] ($15,000)
Regular Contributor
Posts: 198
Registered: ‎05-31-2011

Re: BofA CLI Success - 10K to 20K Instant Approval

I got a HP on TU for mine. Apped for the Club card, then decided to request a CLI on my 3-2-1 card. Limits been at 4,100 since I opened the card in 2007. Got it converted from a $59 AF card to a non-AF in April.

Requested 10k, got a 'We'll let you know in 7-10 days'. Thought it was a decline so I froze TU again. Pulled my reports in Credit Secure this morning and see my available credit shoot up, they approved it for 10k. Should've asked for 15 or more but I wasn't in the mood to be greedy.
My Cards
American Express Blue | American Express Premier Rewards Gold | Chase Amazon | Chase Freedom | Chase Sapphire Preferred | Chase United Explorer | Chase United MileagePlus Club | JPMorgan Palladium

Super Contributor
Posts: 7,132
Registered: ‎02-27-2013

Re: BofA CLI Success - 10K to 20K Instant Approval

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+