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Regular Contributor
Posts: 181
Registered: ‎04-21-2010
0

BofA CLI Success - 10K to 20K Instant Approval

[ Edited ]

I thought I would share...

 

Long story short, escrow closed and I was itching to request a CLI online. A few seconds -- instant approval (went from 10K to 20K). I got the following message:

 

Congratulations! Your credit line has been approved.
Your new total credit line is $20,000.00 with a cash credit line of $6,000.00. Your credit is now available for purchases, cash, access checks and balance transfers.

 

No revolving debt on my credit reports (0% utilization).

Current Scores (as of 04/22/13): EQ FICO=795; TU FICO =766; EX =763

BankAmericard Cash Rewards ($20,000) | Amex Platinum (NPSL) | Amex Clear ($20,000) | Amex Blue Cash ($2,500) | Chase Freedom ($11,000) | PenFed Platinum Cash Rewards ($5,000) | Barclaycard Apple ($5,000) | Discover More ($6,500) | BankAmericard Cash Rewards [Authorized User] ($15,000)
Established Contributor
Posts: 620
Registered: ‎05-09-2009
0

Re: BofA CLI Success - 10K to 20K Instant Approval

Congrats!  Are online cli's SP or HP?  I want to request one on mine soon

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: BofA CLI Success - 10K to 20K Instant Approval

Super Contributor
Posts: 6,676
Registered: ‎04-07-2008
0

Re: BofA CLI Success - 10K to 20K Instant Approval

Congrats !!

 

My online request was a SP on EX




Frequent Contributor
Posts: 269
Registered: ‎03-15-2012
0

Re: BofA CLI Success - 10K to 20K Instant Approval

[ Edited ]

Congrats!!!  For future refrence though you should let one card report a balance and have 1-9% utilization for optimal fico score.

Fico Scores: 763 EQ(12/11/12) 801 TU(02/06/15) 776 EX(02/14/2015)
AMEX BCE 18K AMEX Blue Sky 13.6K AMEX BCE 13.5K AMEX Zync
NPSL(AU) Citi Double Cash 10K PenFed Plat Rewards 8.5K Citi Forward $7.1K Discover it 6.5K Wells Fargo Cash Back $4.4K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed)
Regular Contributor
Posts: 181
Registered: ‎04-21-2010
0

Re: BofA CLI Success - 10K to 20K Instant Approval

[ Edited ]

KIPPIE12 wrote:

Congrats!  Are online cli's SP or HP?  I want to request one on mine soon


I expect to see a HP alert on my report within the next couple of days...

Current Scores (as of 04/22/13): EQ FICO=795; TU FICO =766; EX =763

BankAmericard Cash Rewards ($20,000) | Amex Platinum (NPSL) | Amex Clear ($20,000) | Amex Blue Cash ($2,500) | Chase Freedom ($11,000) | PenFed Platinum Cash Rewards ($5,000) | Barclaycard Apple ($5,000) | Discover More ($6,500) | BankAmericard Cash Rewards [Authorized User] ($15,000)
Valued Member
Posts: 31
Registered: ‎12-25-2012
0

Re: BofA CLI Success - 10K to 20K Instant Approval

CONGRATULATIONS!!


Starting Score: 592 Current Score: 632
Goal Score: 750

NFCU#7,500 NFL#900 AMZ STORE CARD#1,200 VICTORIAS#500 AMZ CHASE#400 DISCOVER#1500 CAP1#500 BML PAYPAL#500 BML HP#2,000 USAA CLASS PLAT MC#1,000 EXP#250 HSN#500 JCrew#250
Established Contributor
Posts: 554
Registered: ‎09-28-2012
0

Re: BofA CLI Success - 10K to 20K Instant Approval

mine have always been hp on tu



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


New Member
Posts: 120
Registered: ‎05-14-2013
0

Re: BofA CLI Success - 10K to 20K Instant Approval

Congratulations!!

Valued Contributor
Posts: 1,218
Registered: ‎02-03-2013
0

Re: BofA CLI Success - 10K to 20K Instant Approval

Congrats, NiceSmiley Very Happy


Starting Score TU 667 EQ 663 EX 655
Current Score TU 752 EQ 749 EX 757 Last Update 3/2015
Garden Club 04/10/2013 (Goal 2015 or Longer)



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