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BofA CLI Success - 10K to 20K Instant Approval

Regular Contributor

BofA CLI Success - 10K to 20K Instant Approval

I thought I would share...

 

Long story short, escrow closed and I was itching to request a CLI online. A few seconds -- instant approval (went from 10K to 20K). I got the following message:

 

Congratulations! Your credit line has been approved.
Your new total credit line is $20,000.00 with a cash credit line of $6,000.00. Your credit is now available for purchases, cash, access checks and balance transfers.

 

No revolving debt on my credit reports (0% utilization).

Current Scores (as of 04/22/13): EQ FICO=795; TU FICO =766; EX =763

BankAmericard Cash Rewards ($20,000) | Amex Platinum (NPSL) | Amex Clear ($20,000) | Amex Blue Cash ($2,500) | Chase Freedom ($11,000) | PenFed Platinum Cash Rewards ($5,000) | Barclaycard Apple ($5,000) | Discover More ($6,500) | BankAmericard Cash Rewards [Authorized User] ($15,000)
Message 1 of 14
13 REPLIES
Established Contributor

Re: BofA CLI Success - 10K to 20K Instant Approval

Congrats!  Are online cli's SP or HP?  I want to request one on mine soon

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
Message 2 of 14
Moderator Emerita

Re: BofA CLI Success - 10K to 20K Instant Approval

Message 3 of 14
Super Contributor

Re: BofA CLI Success - 10K to 20K Instant Approval

Congrats !!

 

My online request was a SP on EX




Message 4 of 14
Frequent Contributor

Re: BofA CLI Success - 10K to 20K Instant Approval

Congrats!!!  For future refrence though you should let one card report a balance and have 1-9% utilization for optimal fico score.

Fico Scores:800+Club

Marvel MC 25K AMEX BCE 18K AMEX Blue Sky 13.6K AMEX BCE 13.5K AMEX Zync
NPSL(AU) Citi Double Cash 14.5K PenFed Plat Rewards 14.5K Citi Forward 10.3k Discover it 9.5K Wells Fargo Cash Back 7.2K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed) PenFed PLOC 14K
PenFed Promise 5K
Message 5 of 14
Regular Contributor

Re: BofA CLI Success - 10K to 20K Instant Approval


KIPPIE12 wrote:

Congrats!  Are online cli's SP or HP?  I want to request one on mine soon


I expect to see a HP alert on my report within the next couple of days...

Current Scores (as of 04/22/13): EQ FICO=795; TU FICO =766; EX =763

BankAmericard Cash Rewards ($20,000) | Amex Platinum (NPSL) | Amex Clear ($20,000) | Amex Blue Cash ($2,500) | Chase Freedom ($11,000) | PenFed Platinum Cash Rewards ($5,000) | Barclaycard Apple ($5,000) | Discover More ($6,500) | BankAmericard Cash Rewards [Authorized User] ($15,000)
Message 6 of 14
Valued Member

Re: BofA CLI Success - 10K to 20K Instant Approval

CONGRATULATIONS!!


Starting Score: 592 Current Score: 632
Goal Score: 750

NFCU#7,500 NFL#900 AMZ STORE CARD#1,200 VICTORIAS#500 AMZ CHASE#400 DISCOVER#1500 CAP1#500 BML PAYPAL#500 BML HP#2,000 USAA CLASS PLAT MC#1,000 EXP#250 HSN#500 JCrew#250
Message 7 of 14
Established Contributor

Re: BofA CLI Success - 10K to 20K Instant Approval

mine have always been hp on tu



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Message 8 of 14
New Member

Re: BofA CLI Success - 10K to 20K Instant Approval

Congratulations!!

Message 9 of 14
Valued Contributor

Re: BofA CLI Success - 10K to 20K Instant Approval

Congrats, NiceSmiley Very Happy


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
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