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BofA CLI Success - 10K to 20K Instant Approval

Regular Contributor

Re: BofA CLI Success - 10K to 20K Instant Approval

Nice. Congratulations. Good CLI.

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Recent Scores: 758 Walmart TU 8/2/2015, Amex FICO EX 777 Aug 2015
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AMEX BCE $19,800, Chase Sapphire Preferred $18,000, Chase Freedom $17,000
Macy's Amex $6,000, Barclay's Arrival+ $5,000, Walmart Card $4,500, Capital One QS $2,500,
Capital One QS $2,250, BOA Travel Rewards Visa $2000, Sears Citi MC $1,000
Regular Contributor

Re: BofA CLI Success - 10K to 20K Instant Approval


CreditChampion wrote:

Congrats!!!  For future refrence though you should let one card report a balance and have 1-9% utilization for optimal fico score.


Thanks.

 

Agree, I usually keep a small balance on one of my cards, but ended up paying it off during escrow.

Current Scores (as of 04/22/13): EQ FICO=795; TU FICO =766; EX =763

BankAmericard Cash Rewards ($20,000) | Amex Platinum (NPSL) | Amex Clear ($20,000) | Amex Blue Cash ($2,500) | Chase Freedom ($11,000) | PenFed Platinum Cash Rewards ($5,000) | Barclaycard Apple ($5,000) | Discover More ($6,500) | BankAmericard Cash Rewards [Authorized User] ($15,000)
Regular Contributor

Re: BofA CLI Success - 10K to 20K Instant Approval

I got a HP on TU for mine. Apped for the Club card, then decided to request a CLI on my 3-2-1 card. Limits been at 4,100 since I opened the card in 2007. Got it converted from a $59 AF card to a non-AF in April.

Requested 10k, got a 'We'll let you know in 7-10 days'. Thought it was a decline so I froze TU again. Pulled my reports in Credit Secure this morning and see my available credit shoot up, they approved it for 10k. Should've asked for 15 or more but I wasn't in the mood to be greedy.
My Cards
American Express Blue | American Express Premier Rewards Gold | Chase Amazon | Chase Freedom | Chase Sapphire Preferred | Chase United Explorer | Chase United MileagePlus Club | JPMorgan Palladium

Super Contributor

Re: BofA CLI Success - 10K to 20K Instant Approval

Grats!
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).