BofA Graduated Secured Card

PrettyGyrl · ‎12-11-2013

I'm excited I just got my letter stating that my BofA Secured Card has been upgraded to an unsecured card....plus I got my security deposit back.

Started from the bottom, now I'm here: 4/20/15: EX-674 TU 704 EQ-677
TU-Clean...EQ & EX-1 Paid Collections & 1 Judgement
T minus 4 months until Operation EE!!
Goal: 750 Across the board! AMEX Approved! Living in the Garden

coldnmn · ‎12-11-2013

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

alvon123 · ‎12-11-2013

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

myjourney · ‎12-11-2013

Congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

rockinn8 · ‎12-11-2013

Awesome! thanks for sharing! how long did you have you secured card?

Starting Score: EQ FICO 673 TU FAKO 641
Current Score: EQ FICO 740, EX FICO 748, TU FICO 722 (Discover)
Goal Score: All 730+ FICOs

Take the myFICO Fitness Challenge

DW777 · ‎12-11-2013

Congratulations.

CITI 2000.00
BOA- 1500.00
BOA- 1500.00
AMEX GOLD- CHARGE
AMEX BLUE- 2000.00
BARCLAY APPLE- 1500.00

PrettyGyrl · ‎12-11-2013

I got it February of this year.

Started from the bottom, now I'm here: 4/20/15: EX-674 TU 704 EQ-677
TU-Clean...EQ & EX-1 Paid Collections & 1 Judgement
T minus 4 months until Operation EE!!
Goal: 750 Across the board! AMEX Approved! Living in the Garden

asphaltcowboy · ‎12-11-2013

Congrats on the upgrade

Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013

eagle2013 · ‎12-11-2013

@PrettyGyrl wrote:
I'm excited I just got my letter stating that my BofA Secured Card has been upgraded to an unsecured card....plus I got my security deposit back.

Nice!! Congrats such a great feeling. You can probably ask for a soft CLI too!

goal_digger · ‎12-11-2013

Congrats! The BOA secured really helped me in my journey.. I hope it proves to be as beneficial for you!

In order of approval...

Fico Scores: EX 721 | EQ 723 | TU 719
Goals: Reduce util, obtain soft-pull CLIs and 720 across the board.