cancel
Showing results for 
Search instead for 
Did you mean: 

BofA Premium Rewards CLI to $22,000!!!

tag
credit_is_crack
Valued Contributor

BofA Premium Rewards CLI to $22,000!!!

Sometimes when you get a new card with BofA the "request credit limit increase" button shows up online (allowing some to double-dip their HP). It did this for my Merrill+ but decided not to test the waters. It showed up for my new PR card today so I swung by the bank to ask them, do we know if this is a viable option since it was just opened or is it a "the system hasn't fully updated yet" moment...

 

The banker said "only one real way to find out!" lol so we logged on to my online account and went for it so I could show him what I was referring to (their system did not show anything about a CLI option on this card).

 

Instant CLI to $22,000 (from $5,000). We checked my Cash Rewards and Merrill+ and both of those remain in tact so my BofA exposure just increated another $17,000 - I thought the system might just pull the money from another card, specifically Merrill, but my increase was equal to 100% of my Merrill limit

 

Merrill+ $17,000

Cash Rewards $3,700

Premium Rewards $22,000

 

No HP - looks like it just hit the one they just pulled last week, which was odd because usually CLI's with BofA are TU for me, and this most recent approval was with EX. None the less, whatever mad-house they're running down there, get down there and get your slice of the pie!!

 

Screen Shot 2017-10-02 at 1.50.40 PM.png

Message 1 of 20
19 REPLIES 19
kaw943
Regular Contributor

Re: BofA Premium Rewards CLI to $22,000!!!

Congrats, I will be sure to try this if I opt to get this card in the future.  Thanks for sharing!

Trans 740| Equifax 722| Experian 733| Chase Sapphire Reserve 20k|Discover It 12k| Bofa Cash Rewards 22k| Citi Prestige 11k and AA Executive WEMC 22k|Amazon SC 7k|FNBO TravElite 10k| Amex Plat NSPL, Everyday Preferred 6k|PenFed Plat Rewards
Message 2 of 20
Gmood1
Super Contributor

Re: BofA Premium Rewards CLI to $22,000!!!

Credit crack man...you are on a roll here! Congrats man😎
Message 3 of 20
credit_is_crack
Valued Contributor

Re: BofA Premium Rewards CLI to $22,000!!!

Thanks Gmood! Only thing out there pending is my US Bank app so hoping this lucky streak bleeds into that one, but I'm prepared for it to be a decline too lol
Message 4 of 20
Gmood1
Super Contributor

Re: BofA Premium Rewards CLI to $22,000!!!

Me too! Another app in limbo
Message 5 of 20
JustBPatient
Established Contributor

Re: BofA Premium Rewards CLI to $22,000!!!

Well done!! Congrats

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745
Message 6 of 20
sunkissed
Established Contributor

Re: BofA Premium Rewards CLI to $22,000!!!

Cool beans! That's awesome Smiley Happy

NFCU Flagship $32K | NFCU Cashrewards $42K | Discover IT $39K | SECU Visa $20K | Chase SW $24k | CSR $15K | Chase Bonvoy $11.5K | Chase Freedom $11.5K | Chase Amazon Visa 8.5K | AMEX Bonvoy $18.1K | AMEX Hilton Surpass $15K | AMEX Hilton Aspire $24.4K | AMEX Gold | Aviator Red $16K | Uber Visa 10k | Citi TY Premier $24.6K | BoA Premium Rewards 35k | BoA Cash Rewards Visa $31.5k | BoA Cash Rewards MC $23k | US Bank Cash+ $10k | USAA AMEX $6K | Cap1QS $11K | BJs MC $27.6K | Walmart MC $5.1K | Loft MC $25,000 | Macy’s Store/Amex $20K/$1K | BR Visa $10K | JCP $1K | VS $3.2K | Home Depot $5K | Lowes $8.5K | Target $14.5k
Message 7 of 20
Anonymous
Not applicable

Re: BofA Premium Rewards CLI to $22,000!!!

Great increase

Message 8 of 20
credit_endurance
Valued Contributor

Re: BofA Premium Rewards CLI to $22,000!!!

Congratulations CIC your on a roll!...Same exact thing I did with my Merril+ even before activating it. Request Credit Line Increase button appeared and they didn’t have to ask me twice to mash it, went from a $10k SL to $17k all within a week all using the same hp. Got to love BOA Smiley Wink

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 9 of 20
credit_is_crack
Valued Contributor

Re: BofA Premium Rewards CLI to $22,000!!!


@credit_endurance wrote:

Congratulations CIC your on a roll!...Same exact thing I did with my Merril+ even before activating it. Request Credit Line Increase button appeared and they didn’t have to ask me twice to mash it, went from a $10k SL to $17k all within a week all using the same hp. Got to love BOA Smiley Wink


BofA is definitely getting cozy with me! I almost did it on my Merrill after seeing your previous post but chickened out. Once I saw this one pop up I just had to take the plunge, glad I did too! 

Message 10 of 20
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.