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BofA

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creditlost
New Contributor

BofA

Thought this was odd. I tried to get a card card from BofA and was denied. They sent me a letter for 200/500 secured card. Threw it in the trash.

Then I recieved 2 letters for 99/500. thought about it and threw them away. Then about 2 weeks later they offered me a $500. secured card with no security deposit.

So I figured I'd take it and just wait for a year to become unsecured.

I've also just recieved my Amazon store card and Walmart card. I was wanting to get a new grill so I used my points from my Chase IHG card and got 2 $200. Amazon gift

cards. While on the site They were offering a $40 gift card to apply so I took the bait and was approved. Then while reading some of the posts here I saw if you got a Sync

card you could get another. So I applied for a Walmart cc and was approved. Now in the garden I go.

Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: BofA

Congrats! What card were you approved for? The Chase Amazon or a different card?
Message 2 of 12
creditlost
New Contributor

Re: BofA

Thanks it was the store card.

 

Message 3 of 12
NRB525
Super Contributor

Re: BofA

Sometimes it just takes the right offer to get the applicant to respond. Smiley Happy

Congratulations!

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 4 of 12
One7
Valued Contributor

Re: BofA

Wow that's awesome! Congratulations 

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Message 5 of 12
Anomalous
Senior Contributor

Re: BofA


@creditlost wrote:

Thought this was odd. I tried to get a card card from BofA and was denied. They sent me a letter for 200/500 secured card. Threw it in the trash.

Then I recieved 2 letters for 99/500. thought about it and threw them away. Then about 2 weeks later they offered me a $500. secured card with no security deposit.

So I figured I'd take it and just wait for a year to become unsecured.

I've also just recieved my Amazon store card and Walmart card. I was wanting to get a new grill so I used my points from my Chase IHG card and got 2 $200. Amazon gift

cards. While on the site They were offering a $40 gift card to apply so I took the bait and was approved. Then while reading some of the posts here I saw if you got a Sync

card you could get another. So I applied for a Walmart cc and was approved. Now in the garden I go.


Ha! That worked itself out in your favor Smiley Wink Congratulations!

Keep both your credit and your body in top shape!

Message 6 of 12
Anonymous
Not applicable

Re: BofA

congrats on your approvals!!!

give us a snapshot of you credit at the time you were approved for it!!

Message 7 of 12
uswala
Senior Contributor

Re: BofA

Congrats!

Message 8 of 12
alvon123
Super Contributor

Re: BofA

congrats


Message 9 of 12
Anonymous
Not applicable

Re: BofA

Congratulations!!

Message 10 of 12
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