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CAP One CLI acceptance or not?

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slund5499
Established Contributor

CAP One CLI acceptance or not?

For the record.....I am AU on both of my wife's Capital One QS accounts. 1 has a $500 limit and the other has a $2K limit. The $2K limit card was increase from $500 to $2K in June 2014. It is now eligible for CLI. The luv button gives an additional $500 to a new limit of $2,500. The other account still gets denied for an increase.

 

Do I take the $500 from the luv botton and run or wait until the automatic increase and hope for a higher line?

 

With the other QS still stuck at $500 and a perfect payment history over 4 years....can't decide to keep it open or not. Problem is that the $500 AU card has a 4 year history and Capital One will not love me enough to make it worth keeping.

 

Any suggestions?

In the garden since 02/1/23. Newest Account AU Discover It 10K
02/23 Scores; EQ 608 TU 642 EX 575 CCU: 20%, Inq. 2, 1, 2 Collections $39K
Lending Club: newest account 2/3/23. Old Fico 1/17 EQ 530 TU 542 EX 512

Message 1 of 9
8 REPLIES 8
uswala
Senior Contributor

Re: CAP One CLI acceptance or not?

Contact Cap One EO.

Search this forum for numerous success stories by taking services of their EO.

Message 2 of 9
coldnmn
Mega Contributor

Re: CAP One CLI acceptance or not?

Congrats on CLI! Link to ceo email below. Thanks for sharing.

 

http://bit.ly/1g0P1zO

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 3 of 9
Anonymous
Not applicable

Re: CAP One CLI acceptance or not?

Contact the EO and taking from there.

Message 4 of 9
slund5499
Established Contributor

Re: CAP One CLI acceptance or not?

Thanks

In the garden since 02/1/23. Newest Account AU Discover It 10K
02/23 Scores; EQ 608 TU 642 EX 575 CCU: 20%, Inq. 2, 1, 2 Collections $39K
Lending Club: newest account 2/3/23. Old Fico 1/17 EQ 530 TU 542 EX 512

Message 5 of 9
Anonymous
Not applicable

Re: CAP One CLI acceptance or not?

call the 800 number and ask for a manual cli review !!!!800-955-1455

ask to be PC ot quicksilver if you don't have that.
remove annual fee if it have af
and CLI to $5k and you will accept less.

Message 6 of 9
slund5499
Established Contributor

Re: CAP One CLI acceptance or not?

Thanks. Both cards are QS and no AF

 

Iwill try calling and see what happens

In the garden since 02/1/23. Newest Account AU Discover It 10K
02/23 Scores; EQ 608 TU 642 EX 575 CCU: 20%, Inq. 2, 1, 2 Collections $39K
Lending Club: newest account 2/3/23. Old Fico 1/17 EQ 530 TU 542 EX 512

Message 7 of 9
anca21bi
Frequent Contributor

Re: CAP One CLI acceptance or not?

Does a manuel review trigger a hard pull?
Message 8 of 9
Anonymous
Not applicable

Re: CAP One CLI acceptance or not?


@slund5499 wrote:

For the record.....I am AU on both of my wife's Capital One QS accounts. 1 has a $500 limit and the other has a $2K limit. The $2K limit card was increase from $500 to $2K in June 2014. It is now eligible for CLI. The luv button gives an additional $500 to a new limit of $2,500. The other account still gets denied for an increase.

 

Do I take the $500 from the luv botton and run or wait until the automatic increase and hope for a higher line?

 

With the other QS still stuck at $500 and a perfect payment history over 4 years....can't decide to keep it open or not. Problem is that the $500 AU card has a 4 year history and Capital One will not love me enough to make it worth keeping.

 

Any suggestions?


Congratulations!..Thanks for sharing.Cat Very Happy

Message 9 of 9
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