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CHASE CLI approved w/ SP

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Imua
Frequent Contributor

CHASE CLI approved w/ SP

i requested a CLI on my chase freedom MC last night (requested total CL of $10k, up from $6k) - and was approved with SP  

 

card was opened in Feb 2009 w/ initial CL of $4.6k.

auto CLI to $6k at 2nd statement.

no CLI's since (did not request CLI until last night).

 

i just checked my EX report that i got through annualcreditreport in Nov 2012, and see that chase SP'd me on 9/21/12, and again on 10/9/12 (the Oct SP would have shown chase that i had just been approved for BofA cash rewards visa siggy on 9/24).

 

i wonder if they used the Oct 2012 SP to approve my CLI request?

 

anyway, i'm very happy to have gotten a CLI without a HP (i was afraid i might have to relinquish my silver gardening spade!! but now i get to stay in the garden Smiley Very Happy

 

EDITED TO ADD: one reason i decided to request a CLI with chase is to have a $10k TL on my credit reports (since my BofA visa siggy does not report my $10k TL)

 

 

 

 

Message 1 of 18
17 REPLIES 17
Dustink
Valued Contributor

Re: CHASE CLI approved w/ SP

Wow, congrats. Usually Chase is all for the HP's.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 2 of 18
Revelate
Moderator Emeritus

Re: CHASE CLI approved w/ SP

Congrats regardless, but Chase has a sneaky habit of pulling alternate bureaus for CLI requests; I'd double-check the others too before being certain it was only a SP.

 

Did you go straight out or was this through the exec office?




        
Message 3 of 18
chnceit
Valued Contributor

Re: CHASE CLI approved w/ SP

Congrats! 


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 4 of 18
Imua
Frequent Contributor

Re: CHASE CLI approved w/ SP


@Revelate wrote:

Congrats regardless, but Chase has a sneaky habit of pulling alternate bureaus for CLI requests; I'd double-check the others too before being certain it was only a SP.

 

Did you go straight out or was this through the exec office?


i use privacy assist to monitor my credit - i received alerts through them within hours in Sept when i apped for the Cash rewards (1 inq) and then separate alerts as each credit bureau reported my new TL (3 alerts).  i've been checking my privacy assist acct every hour today, and no alerts.

 

i went through secure message to request the CLI.  The rep asked for my income and my desired total CL, and i received approval - all via secure message.

Message 5 of 18
jsickz32
Valued Contributor

Re: CHASE CLI approved w/ SP

when i requested a cli it took more than 24 hours for the HP to show up on EX

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 6 of 18
MovingForward_2012
Valued Contributor

Re: CHASE CLI approved w/ SP

CONGRATS!!! Looking forward to asking for increases as my card ages. You give us new Chase Freedom owners hope!
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Message 7 of 18
Imua
Frequent Contributor

Re: CHASE CLI approved w/ SP


@Dustink wrote:

Wow, congrats. Usually Chase is all for the HP's.


i know... i fully expected a HP

 Smiley Surprised

 

Message 8 of 18
CribDuchess
Established Contributor

Re: CHASE CLI approved w/ SP

Congratulations on the CLI!  Hopefully it was indeed a SP.  I'll have to remember to use the secure message feature to request a CLI on my Freedom at some point in the distant future.  Thanks for sharing!

FICOs: TU08 842 EQ08 850 EX08 850

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; Apple Card $20K; BofA Travel Rewards Visa Sig $67.6K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Chase Freedom Unlimited $21.4K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Visa $25K; NFCU Flagship Visa Sig $40K; NFCU More Rewards Amex $30K; PenFed Plat Rewards Visa Sig $50K; Sears MC $10.1K; US Bank Altitude Go Visa Sig $20K; US Bank Cash+ Visa Sig $26K; Wells Fargo Rewards Visa Sig $14K
Message 9 of 18
ObeyJohnny12
Established Contributor

Re: CHASE CLI approved w/ SP

Congrats! I took a hp on Nov for a cli on my freedom. I wonder if i send a message online requesting an cli via sp it would be possible.
Keep checking your reports to see if a hp shows up or not. Hopefully not. Congrats!
Wells Fargo Secured - 7k
Opensky - 5k
Rebuilding One Day At A Time.
Message 10 of 18
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