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CITI/Sears MasterCard $1k CLi Approved

Senior Contributor

CITI/Sears MasterCard $1k CLi Approved

My dad requested a cli on his Sears MC, since he reduced his balance from $3.8k to $888. His CL before was $4k, So he requsted a cli online entered his info. and decided to increase to $5k, $1k increase, didnt want to go big since his UTL is 49%, and didnt really expect to get approved, WELL after 30 mins he logged back into account and there it was $5k Credit Limit. Citi is pretty weird. 

Banking with CBofTV, BofH, and BBVA. All three are free checking accounts.
First Premier CC $500
Chapter 7 BK Discharged on 7/11/16
Equifax, Experian, Transunion, and ChexSystem are FROZEN.
Gardening Since 10/25/2017
6 REPLIES
Valued Contributor

Re: CITI/Sears MasterCard $1k CLi Approved

Congrats to you dad!!


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Senior Contributor

Re: CITI/Sears MasterCard $1k CLi Approved

Congrats to Dad!

Senior Contributor

Re: CITI/Sears MasterCard $1k CLi Approved

Thanks! Best of all is that it was a SP, so anyhting is appreciuated when its a SP.

Banking with CBofTV, BofH, and BBVA. All three are free checking accounts.
First Premier CC $500
Chapter 7 BK Discharged on 7/11/16
Equifax, Experian, Transunion, and ChexSystem are FROZEN.
Gardening Since 10/25/2017
Regular Contributor

Re: CITI/Sears MasterCard $1k CLi Approved

I had a $250 CL, I had asked for a CLI to $5,000 (Expecting a HP!) so I received the standard message 7-10 days. So I checked back the next day & noticed my cCL had only increased to $500 Smiley Sad... Well a month later (After I used a different CC to purchase a refrigerator), I now had a $5,250 CL....And believe it or not, a soft pull. Strange!



Starting Score: 675
Current Score: FICO- 777 (04/11/16)
Goal Score: 780+ All Three




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Moderator Emerita

Re: CITI/Sears MasterCard $1k CLi Approved

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Senior Contributor

Re: CITI/Sears MasterCard $1k CLi Approved

Thanks everybody!

Banking with CBofTV, BofH, and BBVA. All three are free checking accounts.
First Premier CC $500
Chapter 7 BK Discharged on 7/11/16
Equifax, Experian, Transunion, and ChexSystem are FROZEN.
Gardening Since 10/25/2017