Re: CLI for AMEX Fidelity Card - Success - Page 3 - myFICO® Forums

JonStur · ‎05-17-2013

Glad for everyone's success!!!

Starting Score: TU 595 EX 600 EQ 585
Current Score: TU 820 EX 825 EQ 812
Goal Score: 800 Club (Mission Accomplished)
Amex Platinum, Amex BCP $17.5K, 5/3 Sig $10K, Capital One Quicksilver 15K, Walmart 10K, US Bank Cash+ 15K, Sam's Club 10K, Chase Freedom $6K, Discover More $15K, Chase United Club MileagePlus $33K, Costco $6K, CapOne Quicksilver One $7K, Cap One Quicksilver $5K, Amazon $3K, Barclays $12.5K, Home Depot $7.5K, AppleCard $6K

lanc · ‎05-17-2013

Awesome card just don't call CS or have a problem with disputes...it's ran by BOA

Sevenfeet · ‎05-17-2013

It's a nice product...2% is nice to get back at any time (if Amex is accepted). Fia's website needs a kick into the 21th century but at least it supports Quicken downloads and paying them isn't hard.

My CL started out high so I doubt I'll be CLI'd anytime soon but you never know.

longtimelurker · ‎05-17-2013

The site is ugly but pretty functional. US Bank (non-mobile) and Penfed don't even show pending transactions, and I find Chase takes more clicks to find what I want.

CardsLifeLine · ‎05-17-2013

I have to admit that this request for CLI is a hardpull and i came to know just now ...

USBank Cash+(14K)/Penfed Rewards Visa Sigg (25K)/ Penfed Promise card (5K)/ Penfed Amex Travel Rewards card(20K)/AMEX ZYNC (NPSL)/AMEX Startwood(9K)/AMEX COSTCO(5K)/AMEX EVERY DAY (10K)/AMEX HILTON HONOURS (8K)/CHASE FREEDOM(4K)/Chase Salte(12K)/AMEX Fidelity Investments(7.5K)/BOA Better Balance Rewards(5K)/BoA Travel Signature Card (10K)/BoA rewards cards (15K)/AMEX MACYS(6K)/Barclaycard Rewards(3K)/Salie Mea (5K)/DISCOVER IT(7K)/ DCU VISA Platinum Card(7.5K)/PAYPAL MASTER CARD(8K)/GAP(4.5K)/US Bank Flex Rewards (6K)/ Best Buy (4k)/Gymbore Visa card(6K)/ TARGET(600)/CHILDREN PLACE(900)/WALMART DISCOVER(8K)/TOY R US MASTER CARD(8K)/JCP(4K)/KOHLS(400)– Total 31 Cards

brother7 · ‎05-17-2013

I have question.

For this card (which I have), how long does one have to wait before they consider you for an auto CLI?

I don't want to trigger a hard pull, that's why I don't wanna request a CLI.

04/01/2020 - EX 849 (Credit Scorecard EX FICO® Score 8, range 300-850)
02/20/2020 - TU 850 (Discover TU FICO® Score 8, range 300-850)
03/24/2020 - EQ 884 (Citi EQ FICO® Bankcard Score 8, range 250-900)
GOAL - 800! - App free since 11/22/2017

zyzzus · ‎05-17-2013

I tried to recon my CLI. Agen was very professional and knew what he was talking about. We agreed to resubmit but not pulling credit again. Said he would like to see larger payments (more usage) and then an approval for another CLI would be granted but at this time the 10K was the most they could give and I found that fair.

2percentplus · ‎10-07-2013

I've had the Fidelity Amex for about 18 months now with a $25k CL. Spend is $75-100k per month. No auto CLI's thus far.

I have two other cards through FIA with another $40k combined CL's. Income $175-250k, FICO 780+. My highest CL is $30k.

I doubt there would be a problem getting a CLI, but don't know how to go about doing it..don't want any ninja's taking adverse action. I'm thinking that $50k would be fair at this time, $100k would be nice.

Also, I doubt it, but would FIA ever consider conversion to the private client black card and waiving the annual fee? The lounge access is worthless if you look at the available lounges, but the card looks nice.

ptilda · ‎05-22-2014

I want to see what happens if you ask for $100k! do it! haha

My Wallet:Fidelity Amex $1K, DCU $3.9K, US Bank AeroMexico $300, Quicksilver $1.3K, Cap1 secured MC $750, DiscoverIT $200, Care Credit $5K, Sportsman Guide Visa $3K, Kay $3K, Jared $3K,American Airlines CC $3K, Amazon $2.9k, Walmart $2.2k, Macy's $800 revolving/$5k furniture, Comenity retail cards $5.55kStarting Score: 618Current Score: 711