Glad for everyone's success!!!
It's a nice product...2% is nice to get back at any time (if Amex is accepted). Fia's website needs a kick into the 21th century but at least it supports Quicken downloads and paying them isn't hard.
My CL started out high so I doubt I'll be CLI'd anytime soon but you never know.
The site is ugly but pretty functional. US Bank (non-mobile) and Penfed don't even show pending transactions, and I find Chase takes more clicks to find what I want.
I have to admit that this request for CLI is a hardpull and i came to know just now ...
I have question.
For this card (which I have), how long does one have to wait before they consider you for an auto CLI?
I don't want to trigger a hard pull, that's why I don't wanna request a CLI.
I tried to recon my CLI. Agen was very professional and knew what he was talking about. We agreed to resubmit but not pulling credit again. Said he would like to see larger payments (more usage) and then an approval for another CLI would be granted but at this time the 10K was the most they could give and I found that fair.
Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000 | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000 | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 | Freedom Unlimited- $7,000 | Blispay- $12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate- $25,000
I've had the Fidelity Amex for about 18 months now with a $25k CL. Spend is $75-100k per month. No auto CLI's thus far.
I have two other cards through FIA with another $40k combined CL's. Income $175-250k, FICO 780+. My highest CL is $30k.
I doubt there would be a problem getting a CLI, but don't know how to go about doing it..don't want any ninja's taking adverse action. I'm thinking that $50k would be fair at this time, $100k would be nice.
Also, I doubt it, but would FIA ever consider conversion to the private client black card and waiving the annual fee? The lounge access is worthless if you look at the available lounges, but the card looks nice.
I want to see what happens if you ask for $100k! do it! haha