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CLI's and weird Discover thing

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Anonymous
Not applicable

CLI's and weird Discover thing

I haven't posted in a good while, but I had to share this:

So, I logged into Discover to pay my bill this evening. While I was there I thought, what the heck, I haven't asked for a CLI since they dropped a bombshell $11,200 auto CLI on me back in 9/16. So I enter the data, and just as I was clicking submit I notice me current CL was even higher. For a long time it was always $14,000 but now it was $17,000. Too late, as I was already clicking the button. The whirly thing came up and POW another $3500, taking the CL to $20,500! OK, When did this $17,000 happen? So I looked back at my previous statements and saw a $1400 auto cli in June of 17, then the $1600 auto CLI just this month! December statement shows $15400, This statement showed $17000. And I hit the luv button!!! That's just nuts.

Anyway, I figured, again, what the heck. So I hit Walmart MC up and got another $1000 taking it to $6000, hit CITI up for another $3000 going to $6300.

Was going to hit a few others up, (USAA, Chase) but didn't want the HP's so I stopped there.

What an interesting day it's been.

Message 1 of 10
9 REPLIES 9
JoeLuvsHisCredit
Valued Contributor

Re: CLI's and weird Discover thing


@Anonymous wrote:

I haven't posted in a good while, but I had to share this:

So, I logged into Discover to pay my bill this evening. While I was there I thought, what the heck, I haven't asked for a CLI since they dropped a bombshell $11,200 auto CLI on me back in 9/16. So I enter the data, and just as I was clicking submit I notice me current CL was even higher. For a long time it was always $14,000 but now it was $17,000. Too late, as I was already clicking the button. The whirly thing came up and POW another $3500, taking the CL to $20,500! OK, When did this $17,000 happen? So I looked back at my previous statements and saw a $1400 auto cli in June of 17, then the $1600 auto CLI just this month! December statement shows $15400, This statement showed $17000. And I hit the luv button!!! That's just nuts.

Anyway, I figured, again, what the heck. So I hit Walmart MC up and got another $1000 taking it to $6000, hit CITI up for another $3000 going to $6300.

Was going to hit a few others up, (USAA, Chase) but didn't want the HP's so I stopped there.

What an interesting day it's been.


CONGRATS Smiley Happy AWESOME Smiley Happy WONDERFUL Smiley Happy GREAT Smiley Happy So happy for you Smiley Happy Smiley Happy Smiley Happy Smiley Happy

Message 2 of 10
Anonymous
Not applicable

Re: CLI's and weird Discover thing

The phrase "a watched pot never boils" comes to mind because of this thread.

 

Making mental note to ignore my cards for a while...

Message 3 of 10
AverageJoesCredit
Legendary Contributor

Re: CLI's and weird Discover thing

Most of us would ignore Disco and end up with cld with how they work. Smiley Wink

Congrats Op , looks like Discover has you on speed dialSmiley Happy
Message 4 of 10
Anonymous
Not applicable

Re: CLI's and weird Discover thing

Congratulations for getting on the disco CLI rollercoaster and winning!

Message 5 of 10
Anonymous
Not applicable

Re: CLI's and weird Discover thing

Fantastic. That was a nice surprise!

Message 6 of 10
CreditInspired
Community Leader
Super Contributor

Re: CLI's and weird Discover thing


@Anonymous wrote:

The phrase "a watched pot never boils" comes to mind because of this thread.

 

Making mental note to ignore my cards for a while...

 

 

I'm right with you. Wow, wow, wow for OP



|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 7 of 10
NRB525
Super Contributor

Re: CLI's and weird Discover thing

Congrats OP, those are nice surprises.

 

and here I am, since mid 2016, 7 attempts, each a little more than 90 days gap, pulling teeth to get $500 max each time, one time was nothin' doin'.

 

I'm at $16,500 now, so I can't complain too much, but I will.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 8 of 10
lexus829
Contributor

Re: CLI's and weird Discover thing

What was your payment strategy? I'm a new card holder less than 2 months.. I have 0 balance I PIF every statement bill. Need it bumped up... lol!
11/2016 - EQ(575)/TU(550)/EX(565) Current - EQ(675)/TU(680)/EX(678) Goal – 700


Message 9 of 10
joltdude
Senior Contributor

Re: CLI's and weird Discover thing


@lexus829 wrote:
What was your payment strategy? I'm a new card holder less than 2 months.. I have 0 balance I PIF every statement bill. Need it bumped up... lol!h

 


Keep it up and hopefully a few days after your third statement generates.. youll see an auto-cli... if not.. hit the luv button... if so.. hit the luv button and see if theres anything left on the table.. =)

 

 

Message 10 of 10
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