Reply
Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
0

Re: CLI's

Thanks ill let you know next month

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
0

Re: CLI's

FOr discover should i wait 6 months or can i try now...i think i got it in oct 2012

 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Regular Contributor
Posts: 220
Registered: ‎08-10-2012
0

Re: CLI's

Discover is always an HP if customer initiated. You also need to wait until your 6 month statement cuts so you are probably looking at April or May not March

Citi Thank You Premier Visa Signature-$9K, Citi Thank You Preferred Vis Signature-$8.3K, Citi AA Signature- 8.5K, Citi Simplicity 9.2K, Citi Diamond-6.1K, Lowes-$10K, Chase Sapphire Preferred- $ 5K, AMEX BCE $14.5K, AMEX Starwood Preferred $15K, ,AMEX Everyday-$5K, Fidelity Amex-$10K, US Bank 123 rewards Kroger-$17K, Penfed Platinum Rewards Visa Signature-$30K, Amex Delta-$10K, Barclay Arrival Plus- $10K, Penfed Travel Rewards Amex-$10K, Bank of America Cash Rewards- $14K
Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
0

Re: CLI's

Then I'm not gonna waist a HP on them. Ill wait for chase

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Established Contributor
Posts: 830
Registered: ‎12-11-2010
0

Re: CLI's

I dont think Discover is a HP for every customer initiated CLI request.

 

Over the weekend I called discover to question the charges on "Payment Protection" which I never enrolled in. I did enroll in their Wallet Protection though.

As per the CSR I'll be receiving 1048 refund on my account, during this talk I asked him I have never received a CLI and I am wondering if I could request one with a Soft Pull. He assured me multiple tiles that its going to be a Soft Pull before actually processing the request. 

It was indeed a Soft Pull.. I didnt get any CLI or a hit on my CR.


Starting Score: 583
Current Score: 716
Goal Score: 750+


Take the FICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.