FOr discover should i wait 6 months or can i try now...i think i got it in oct 2012
Discover is always an HP if customer initiated. You also need to wait until your 6 month statement cuts so you are probably looking at April or May not March
I dont think Discover is a HP for every customer initiated CLI request.
Over the weekend I called discover to question the charges on "Payment Protection" which I never enrolled in. I did enroll in their Wallet Protection though.
As per the CSR I'll be receiving 1048 refund on my account, during this talk I asked him I have never received a CLI and I am wondering if I could request one with a Soft Pull. He assured me multiple tiles that its going to be a Soft Pull before actually processing the request.
It was indeed a Soft Pull.. I didnt get any CLI or a hit on my CR.