Credit Card Center Advertiser Disclosure

Reply
Regular Contributor
Posts: 117
Registered: ‎05-25-2016

CLI success on a few Synch cards

[ Edited ]

Just got off chat with the following:

76 gas card went from $500 to $2000 (asked for 2k)
Walmart store card went from $1000 to $3500 (asked for 5k)
Amazon store card went from $900 to $3500 (asked for 5k)
CareCredit went from $1000 to $6000! (Asked for 5k)

What a great way to start my weekend! Hehe... hopefully these weren't hard pulls. But umm.. I've been working hard on my rebuild! These increases will hopefully help boost my scores a little once they reflect on my CRs.

 

Perhaps I should have asked for more on CareCredit & 76 because they didn't counter offer the amount I requested. Oh well.. I'm content.

BK7 discharged 4-6-16
VentureOne $5500 | NFCU cash rewards $7500 | NFCU CLOC $12000 | NFCU GoRewards $1000 | Discover IT secured $200 | Walmart store card $3500 | Amazon prime $3500 | 76 gas card $2000 | CareCredit $6000 | Target $800 | Kohl's $700 | VS $1750 | Express $1750 | Wayfair $2100 | Overstock $1850
Frequent Contributor
Posts: 316
Registered: ‎09-15-2016

Re: CLI success on a few Synch cards

Congrats!  Nice increases.  Woohoo!

FICO08 7/27/17 EQ-769, TU-767, EX-761
Gardening unit sometime in 2018
Regular Contributor
Posts: 117
Registered: ‎05-25-2016
0 Kudos

Re: CLI success on a few Synch cards


Myrwyn wrote:

Congrats!  Nice increases.  Woohoo!


Thank you! I was pleasantly surprised too! 

BK7 discharged 4-6-16
VentureOne $5500 | NFCU cash rewards $7500 | NFCU CLOC $12000 | NFCU GoRewards $1000 | Discover IT secured $200 | Walmart store card $3500 | Amazon prime $3500 | 76 gas card $2000 | CareCredit $6000 | Target $800 | Kohl's $700 | VS $1750 | Express $1750 | Wayfair $2100 | Overstock $1850
Valued Contributor
Posts: 1,283
Registered: ‎03-01-2016

Re: CLI success on a few Synch cards

Over 11k in increases!! yeah, that ought to help
State Farm Rewards (3,000) ~ Marvel MC (5,000) ~ PenFed Power Cash (5,000) ~ PenFed Promise (6,000) ~ PenFed OLOC (500) ~ Discover ($1,000) ~ Citi DC (1,700) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (1,700) ~ NFCU CLOC (15,000) ~ QuickSilver Visa (10,300) ~ DCU Visa (5,000) ~ Chase Freedom Unlimited (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG Business (3,000) ~ Care Credit (12,000)
Current Scores (7/8/17): 673 Transunion, 616 Equifax, 651 Experian
Senior Contributor
Posts: 3,554
Registered: ‎05-25-2016
0 Kudos

Re: CLI success on a few Synch cards

Congrats OP., could you share some data points with us ?
Regular Contributor
Posts: 117
Registered: ‎05-25-2016
0 Kudos

Re: CLI success on a few Synch cards


Aduke1122 wrote:
Congrats OP., could you share some data points with us ?

655-670 scores across the board.. I've previously tried increasing about a month ago but it was a no go. From reading other people's post on Synch cli it seems they want your credit score to be above 660. All 4 accounts were opened between October & November of last year and all but the 76 card had a $0 balance at the time of request. 

BK7 discharged 4-6-16
VentureOne $5500 | NFCU cash rewards $7500 | NFCU CLOC $12000 | NFCU GoRewards $1000 | Discover IT secured $200 | Walmart store card $3500 | Amazon prime $3500 | 76 gas card $2000 | CareCredit $6000 | Target $800 | Kohl's $700 | VS $1750 | Express $1750 | Wayfair $2100 | Overstock $1850
Valued Member
Posts: 37
Registered: ‎12-02-2014

Re: CLI success on a few Synch cards

Congrats on your success!

 

Did you make all the requests with one call to CSR or separate calls for each account?

Regular Contributor
Posts: 117
Registered: ‎05-25-2016

Re: CLI success on a few Synch cards


Hale74 wrote:

Congrats on your success!

 

Did you make all the requests with one call to CSR or separate calls for each account?


Thanks! I chat individually with each creditors via the online chat. 

BK7 discharged 4-6-16
VentureOne $5500 | NFCU cash rewards $7500 | NFCU CLOC $12000 | NFCU GoRewards $1000 | Discover IT secured $200 | Walmart store card $3500 | Amazon prime $3500 | 76 gas card $2000 | CareCredit $6000 | Target $800 | Kohl's $700 | VS $1750 | Express $1750 | Wayfair $2100 | Overstock $1850
Contributor
Posts: 80
Registered: ‎09-16-2015

Re: CLI success on a few Synch cards

I have had a few sync cards for a number of years... I have held my Amazon since 2012 with a $600 credit limit.  I have tried to get a CLI on my Amazon for literally years and have been constantly denied.  My TU score finally went over 650 (652 to be exact), I chatted with a rep online - and was granted $3500.  I decided to try my others and ended up increasing my Lowes from $300 to $5000.  My DH's Old Navy went from $700 to $3500.  His Amazon went from $600 to $3500.

 

At any rate, I think I proved that Sync is definitely looking for 650 or more before they grant increases. Smiley Happy

BK7 d/c:03/2010
8/16/15 - MyFICO EQ-582 TU-601 EX-573
4/18/2017 - MyFICO EQ-637 TU-671 EX-660
Regular Contributor
Posts: 117
Registered: ‎05-25-2016
0 Kudos

Re: CLI success on a few Synch cards


slyvixen508 wrote:

I have had a few sync cards for a number of years... I have held my Amazon since 2012 with a $600 credit limit.  I have tried to get a CLI on my Amazon for literally years and have been constantly denied.  My TU score finally went over 650 (652 to be exact), I chatted with a rep online - and was granted $3500.  I decided to try my others and ended up increasing my Lowes from $300 to $5000.  My DH's Old Navy went from $700 to $3500.  His Amazon went from $600 to $3500.

 

At any rate, I think I proved that Sync is definitely looking for 650 or more before they grant increases. Smiley Happy


I agree with you. Btw, congrats on your increases! 😄

BK7 discharged 4-6-16
VentureOne $5500 | NFCU cash rewards $7500 | NFCU CLOC $12000 | NFCU GoRewards $1000 | Discover IT secured $200 | Walmart store card $3500 | Amazon prime $3500 | 76 gas card $2000 | CareCredit $6000 | Target $800 | Kohl's $700 | VS $1750 | Express $1750 | Wayfair $2100 | Overstock $1850

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.