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CSP Approval

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Anonymous
Not applicable

Re: CSP Approval


@Anonymous wrote:
congrats on approval although you should have figured out how to meet the spend before you applied..


I shouldn't have too much trouble figuring it out with furniture to buy and a trip to South America in May Smiley Happy

Message 21 of 30
Anonymous
Not applicable

Re: CSP Approval

congrats

Message 22 of 30
Anonymous
Not applicable

Re: CSP Approval

Congratulations on your new Chase Sapphire Preferred card! Smiley Happy

Message 23 of 30
driftless
Valued Contributor

Re: CSP Approval

Congrats!
CSR | Amex Platinum | EDP | QS (2)
Amex Blue Business Plus
Message 24 of 30
NRB525
Super Contributor

Re: CSP Approval

Congratulations! Nice limit.

 

[your siggy says gardening since August... ]  Smiley Wink

 

What is your card count in the last 24 months?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 25 of 30
Anonymous
Not applicable

Re: CSP Approval

Haha, I need to update the scores and garden date.

This is my third card in the last 24 months.
Message 26 of 30
OmarGB9
Community Leader
Super Contributor

Re: CSP Approval

Grats

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 27 of 30
Anonymous
Not applicable

Re: CSP Chance of Approval?

Congratulations! Smiley Very Happy As stated, Chase rarely, if ever, reduces interest rates for customers.

Message 28 of 30
lg8302ch
Senior Contributor

Re: CSP Chance of Approval?


@Anonymous wrote:

Approved for $15k!

 

Is there any way I can get an APR reduction?


Congrats on the CSP approval and sorry but Chase is the most stubborn lender I experienced for APR reductions...they simply will not budge and usually come back with " we review accounts...bla bla bla... but I have never seen anybody getting better terms.  My Freedom has 23,24% for 3+ years now Smiley Very Happy

Message 29 of 30
lg8302ch
Senior Contributor

Re: CSP Chance of Approval?


@Anonymous wrote:

Thanks, it's 20.5% so I'll just PIF each month.


Good ideea......and you might see 0% BT offers with 1% BT fees on high APR cards like me on Freedom. Beats the logic but I will take it.

Message 30 of 30
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