CSP Approved and more!

mmoon24 · ‎07-15-2013

Hey guys, so I figure some of you know I made a topic a while back asking for advice on my plans given my recent grad status. Well I'm here to deliver the good news!

1. Got the entire 3x limit on my AMEX Blue Cash Preferred card! Went from 3,300 to 9,900!

2. Freedom increased from 1,100 to 2,500.

3. Approved for CSP + Expedited shipping. CL is 6,200.

Couldn't have done it without guys and all the knowledge these forums have provided. I think I'm going to sit tight with these credit cards and make it my goal to try and get my score in the upper 700s.

Current Cards:
AMEX Blue Cash Preferred (5/2013): CL - $9,900
Chase Freedom (7/2013): CL - $8,700
Chase Freedom (8/2012): CL - $7,000
Chase Freedom Unlimited (7/2007): CL - $3,300
US Bank Cash+ (04/2015): CL - $5,000
Chase Sapphire Reserved (01/2017): CL - $14,000

surfnspy · ‎07-15-2013

That is indeed good news. Congrats to the newly-minted grad!

EX: 750 (05/2015) | EQ: 765 (5/2015) | TU: 765 (5/2015)

Barclays World MasterCard CL: $19K
Capital One MasterCard CL: $3.9K (sock drawer)
CHASE Sapphire Preferred Visa Sig CL: $20K
JPM Ritz Carlton Visa Sig CL: $20K
Inquiries: 1 (EX) 0 (TU) 0 (EQ)

justforting · ‎07-15-2013

Congrats!!

Last App: 09/17/2013 // No App Until: Mortgage (05/14?)

Cards in my wallet: AMEX BCE ($8000) // CITI AA VISA SIG ($5000) // CHASE FREEDOM ($3500) // DISCOVER IT ($1000) // CAP ONE NC ($1000) // WALMART DISCOVER ($1600)
Credit Scores: FICO TU08 (10/13): 739 // Credit Karma (10/13): 677??!! // Credit Sesame (10/13): 730
Next Goal: CSP (after mortgage probably...)

SSA_2013 · ‎07-15-2013

Congrats! If you are really interested in letting the accounts + inquiries age and increasing your score join our Garden Club.

OptimalCS · ‎07-15-2013

Congrats!

Remember to use what you can pay off in full every month.

"Wisdom is the principal thing..."

eddie84 · ‎07-15-2013

Yah, don't go crazy like I did when I was younger. lol Oh and congrats!

myjourney · ‎07-15-2013

@mmoon24 wrote:
Hey guys, so I figure some of you know I made a topic a while back asking for advice on my plans given my recent grad status. Well I'm here to deliver the good news!

1. Got the entire 3x limit on my AMEX Blue Cash Preferred card! Went from 3,300 to 9,900!
2. Freedom increased from 1,100 to 2,500.
3. Approved for CSP + Expedited shipping. CL is 6,200.

Couldn't have done it without guys and all the knowledge these forums have provided. I think I'm going to sit tight with these credit cards and make it my goal to try and get my score in the upper 700s.

Congarts

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

CarbonCard · ‎07-15-2013

Congrats man. Now enjoy that metal card, and see how people react with it lol

Starting Score: (1/15)TU: 690 EX: 690 EQ: 711
Current Score: (10/18) TU-8: 813 EX-8: 808 EQ: 797
Goal Score: (7/20) 800+ for all three bureaus
Take the myFICO Fitness Challenge

Erickgad · ‎07-15-2013

Congratz.. Still wAitiNg for my new card amex blue and citi preferred

Buckeye07 · ‎07-15-2013

Congrats! Was your CLI on freedom auto or requested, if requested was it a HP? How were you using the card if you dont mind me asking?