CSP Approved!

[cd147]

After posting here and asking for advice about this card, I ultimately pulled my fico score which came back as 780 (15 points higher than on credit karma/sesame). This encouraged me enough to apply for CSP. I got the 7-10 day message initially but was approved when I woke up the next morning for a $5k (edited - originally mashed in $55k, which is obviously wrong lol) limit! Dunno which agency they pulled yet as it hasn't shown up on monitoring yet. 

Thank you for running this forum, I was able to learn a lot and get a card I would not have otherwise applied for. 

Other cards: Chase Freedom ($800 limit, opened in nov. 2012), BOA 123 ($2,500). Average Account Age: 3yrs. Utilization: 7%. AU on a Cap1 GM mastercard ($15k limit) 

- I also had a Citi card that I opened in 2004, never used, and long ago forgot about. It closed itself in 2006. Had I not pulled my real fico score I wouldn't have know it was there, so thanks again for the advice. 

[ImprovingYouth]

WOW, congratz!!!

[shanac]

$55K??? Not $5500? That's incredible!!

[FocusedAndDetermined]

Congrats on your approval!  Is that CL 55K or 5.5K?

[cd147]

Haha yeah, fat fingered mistake. $5,000 limit. 

[ImprovingYouth]

Ok I was thinking that but didn't want to sound like a jerk if it was correct Anyway super congratz, great card!

[FocusedAndDetermined]

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@cd147 wrote:

Haha yeah, fat fingered mistake. $5,000 limit. 

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Believe me I understand.  The important thing is you got the approval.

[youngandcreditwrthy]

Congrats!

[shanac]

I'm confused. Is the CSP a NPSL card or a card that has a limit? Just read the following on creditcardforum:

What other benefits do you get?
Here are just a few of the extra benefits that cardmembers get:

No Foreign Transaction Fees – On the Preferred version you pay no fees for international purchases.

NO PRE-SET LIMIT– There's no preset limit, giving you ultimate flexibility with your spending.

[fico_turtle]

Congrats!!