Credit Card Center Advertiser Disclosure

Reply
Highlighted
Regular Contributor
Posts: 151
Registered: ‎01-29-2013
0 Kudos

CSP Approved!!

Just applied and approved for CSP for 10k CL! My highest CL is AMEX 10,500, so I really believe Chase likes to match or almost match your highest CL. My 10,500 AMEX was recently CLI'd to 12,400 so I wonder if maybe my CSP would have been higher had I waited a bit, but thats okay! Another example of Chase CL matching is back in March, I was approved for their IHG card for 5,900. At the time, my highest TL was 5,800.  

 

Thanks so much to these forums. I've opened 36k in CLs this year and I think my wallet is complete! 

Moderator
Posts: 30,655
Registered: ‎12-13-2013
0 Kudos

Re: CSP Approved!!

Congrats to your continued success Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Super Contributor
Posts: 31,000
Registered: ‎02-07-2013
0 Kudos

Re: CSP Approved!!

Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Mega Contributor
Posts: 17,178
Registered: ‎08-08-2011
0 Kudos

Re: CSP Approved!!

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $10.9k / Walmart Mastercard $8k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit $5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.5k / Citi DC (WMC) $7.1k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Senior Contributor
Posts: 10,287
Registered: ‎09-24-2013
0 Kudos

Re: CSP Approved!!

congrats


Contributor
Posts: 77
Registered: ‎11-05-2012
0 Kudos

Re: CSP Approved!!

Congrats!

Senior Contributor
Posts: 4,669
Registered: ‎06-21-2012
0 Kudos

Re: CSP Approved!!

Congrats!  Awesome starting CL, welcome to CSP family.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Frequent Contributor
Posts: 290
Registered: ‎12-01-2012
0 Kudos

Re: CSP Approved!!


wche wrote:

Just applied and approved for CSP for 10k CL! My highest CL is AMEX 10,500, so I really believe Chase likes to match or almost match your highest CL. My 10,500 AMEX was recently CLI'd to 12,400 so I wonder if maybe my CSP would have been higher had I waited a bit, but thats okay! Another example of Chase CL matching is back in March, I was approved for their IHG card for 5,900. At the time, my highest TL was 5,800.  

 

Thanks so much to these forums. I've opened 36k in CLs this year and I think my wallet is complete! 


Our situations are similar.  When I received my Chase Sapphire card (not Preferred), I received a $10K CL, not too far from my (then) highest CL which was $12.5K for my Amex BCE card.  Shortly thereafter, my Amex was increased (6 month X3 CLI) to $24K.  I, too, wonder if my Chase CL might have been higher if I waited a bit? 

Anyways, enjoy your new CSP card which still has a great initial CL!

FICO Score 8: EQ 815 EX 809 TU 814 **** FICO Bankcard 8: EQ 837 EX 826 TU 841 **** VantageScore 3.0: EQ 824 EX 823 TU 822
TOTAL CL (6 cards): $127.7K **** INQUIRIES 2 yrs (1 yr): EQ 0(0) EX 0(0) TU 0(0) **** UTILIZ: 1 % **** GOAL: FICO Score 8: 800+
r>>
Amex BCE 30K || NASA FCU Rewards Visa 30K || Chase Sapphire Visa Signature 21.5K || PayPal Extras MC 20K
CITI Diamond Preferred MC 16.2K || Discover it 10K **** CLOSED 7 cards **** GARDENING since 9-26-2014
New Contributor
Posts: 59
Registered: ‎03-23-2013
0 Kudos

Re: CSP Approved!!

I don't think that would have helped you when I was approved for csp my highest cl was 1700 and they gave me 12k.  Everything else about my profile was average/below average.

Senior Contributor
Posts: 7,735
Registered: ‎01-05-2013
0 Kudos

Re: CSP Approved!!

Congrats!

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.