CSP - Approved!~ - myFICO® Forums

kclb · ‎12-04-2013

Aloha all...

Okay, so I finally decided to take the dive and apply for the CSP. Initially, I was going to apply for Freedom but I really wanted CSP more. : ) I applied on December 4th @ approx. 1 a.m. (HST). When I checked my scores last month...it was in the range of 680-700 from all 3 Credit Bureaus.

I didn't have high hopes because I applied recently for Citi HHonors Reserve - (declined) and AMEX - Costco (approved). My CC utilization has been fairly high too on some my current cards.

Surprisingly, I received the "APPROVED" notification!~ 5k opening limit. ^_^ Wow, **bleep**! I am so excited about the card. It's simply bootyful...

Oh, I just pulled my scores earlier...and you can see them on my signature. Chase pulled - EX.

Thanks everyone!~

-
EX - 677 | EQ - 714 | TU - 724 as of December 4, 2013.
-
CC - Bank Of Hawaii - Hawaiian Airlines - $1500 / AMEX - Costco - $1200 (Nov '13) / Discover IT - $1200 / Aloha Pacific Credit Union - $3000 / AMEX - Blue - $6500 (authorized user) / Chase - CSP - $5000 (Dec '13)
-
Closed Accounts - AMEX Platinum.

myjourney · ‎12-04-2013

@kclb wrote:
Aloha all...

@Anonymous, so I finally decided to take the dive and apply for the CSP. Initially, I was going to apply for Freedom but I really wanted CSP more. : ) I applied on December 4th @ approx. 1 a.m. (HST). When I checked my scores last month...it was in the range of 680-700 from all 3 Credit Bureaus.

I didn't have high hopes because I applied recently for Citi HHonors Reserve - (declined) and AMEX - Costco (approved). My CC utilization has been fairly high too on some my current cards.

Surprisingly, I received the "APPROVED" notification!~ 5k opening limit. ^_^ Wow, **bleep**! I am so excited about the card. It's simply bootyful...

Oh, I just pulled my scores earlier...and you can see them on my signature. Chase pulled - EX.

Thanks everyone!~

Congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

Blackrv7 · ‎12-04-2013

Nice to get what you wanted...this close to Christmas Congrats!!

Current myFico EX 734, EQ 777, TU 742
AAoA 6 years 3 months, Length 25 years 2 months

kclb · ‎12-04-2013

mahalo!~

-
EX - 677 | EQ - 714 | TU - 724 as of December 4, 2013.
-
CC - Bank Of Hawaii - Hawaiian Airlines - $1500 / AMEX - Costco - $1200 (Nov '13) / Discover IT - $1200 / Aloha Pacific Credit Union - $3000 / AMEX - Blue - $6500 (authorized user) / Chase - CSP - $5000 (Dec '13)
-
Closed Accounts - AMEX Platinum.

kclb · ‎12-04-2013

yep. christmas season is around...

gift for myself. ha.

-
EX - 677 | EQ - 714 | TU - 724 as of December 4, 2013.
-
CC - Bank Of Hawaii - Hawaiian Airlines - $1500 / AMEX - Costco - $1200 (Nov '13) / Discover IT - $1200 / Aloha Pacific Credit Union - $3000 / AMEX - Blue - $6500 (authorized user) / Chase - CSP - $5000 (Dec '13)
-
Closed Accounts - AMEX Platinum.

coldnmn · ‎12-04-2013

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

kclb · ‎12-04-2013

mahalo!

-
EX - 677 | EQ - 714 | TU - 724 as of December 4, 2013.
-
CC - Bank Of Hawaii - Hawaiian Airlines - $1500 / AMEX - Costco - $1200 (Nov '13) / Discover IT - $1200 / Aloha Pacific Credit Union - $3000 / AMEX - Blue - $6500 (authorized user) / Chase - CSP - $5000 (Dec '13)
-
Closed Accounts - AMEX Platinum.