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CSP: I received the dreaded 7-10 business days message

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charyot77
Regular Contributor

CSP: I received the dreaded 7-10 business days message

...but was approved!!

 

Because I have been denied every time in the past,  I didnt even bother to call the recall line.

 

3 days later I got an email saying I had been approved for the CSP!

 

I will probably dump this card after the free year is up...but I plan on spending to get that new bonus!

 

I'm guessing Chase has lowered their standards quite a bit...I dont know my fico scores...but my CK score is 658 and my Credit Sesame is 681. 

Message 1 of 10
9 REPLIES 9
Meltdownblitz
Frequent Contributor

Re: CSP: I received the dreaded 7-10 business days message

Thats awesome, CSP is a great card. Maybe before your year is up you will change your mind about canceling the card, worth the $95 annual fee IMO. Anyway congrats on the approval!



Barclays Uber - 4% Restaurants, 2% Online Purchases/Everyday Card || PenFed Cash - 5% Gas || Amazon Visa Signature - 5% Amazon || U.S. Bank Cash+ - 5% Utilities, 5% Cable/Internet || AMEX BCP - 6% Groceries || WF Cash - Cell Insurance || Rotating 5% Categories - Chase Freedom, Discover It, Citi Dividend || AMEX Zync - For Fun!

Message 2 of 10
09Lexie
Moderator Emerita

Re: CSP: I received the dreaded 7-10 business days message

Congratulations. You know those are FAKO scores and approvals are not just score based.

Do you travel, dine out a lot?
Message 3 of 10
charyot77
Regular Contributor

Re: CSP: I received the dreaded 7-10 business days message

I got the new version with the higher sit up and higher annual fee.
Message 4 of 10
charyot77
Regular Contributor

Re: CSP: I received the dreaded 7-10 business days message

09Lexie...I live abroad, so I'm mostly turned on by the no FOREX fee and the flexible redemption.
Message 5 of 10
09Lexie
Moderator Emerita

Re: CSP: I received the dreaded 7-10 business days message

As long as its benefits offset the AF its worth keeping IMO. Congrats again
Message 6 of 10
coldnmn
Mega Contributor

Re: CSP: I received the dreaded 7-10 business days message

Congrats! Thanks for sharing!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 7 of 10
yudeology101
Senior Contributor

Re: CSP: I received the dreaded 7-10 business days message

Congrats on your approval and welcome to the CSP family.  IMO you'll grow w/ the card as it is such a great everyday card w/ great perks.  Let us know when you decide to keep the card Smiley Wink

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 8 of 10
catladyatty
New Contributor

Re: CSP: I received the dreaded 7-10 business days message

Congrats!!!!

Chase Sapphire Preferred $35,000 | Bank of America Cash Rewards Visa Signature $45,000 | Amex BC Preferred $28,000 | Discover More Cash Rewards $12,000 | Chase Amazon Rewards $8600 | Capital One Quicksilver $2000 | CareCredit $12,000 | Macy's $15,000 | Victoria's Secret $5600 | New York and Company $4000
Message 9 of 10
alvon123
Super Contributor

Re: CSP: I received the dreaded 7-10 business days message

Happy for you!! congrats

Message 10 of 10
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