CSP instant approval.... with a soft pull? LOL

zyzzus · ‎04-03-2013

I froze my reports the other day.

While at work making a deposit to my account a cowork told me i had a pre-approval I asked which one and just parking lotted it.

Decided today to bite the bullet and it was instantly approved for 5k which surprised the hell out of me.

Just backdoored exp which is what was pulled and I see a soft from last month but no hard inq. Ill update I laughed so hard when she told me I was instantly approved.

enharu · ‎04-03-2013

Wow grats!

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

09Lexie · ‎04-03-2013

Big congrats!

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BearsAndTurtlesRtheBest · ‎04-03-2013

thats awesome!!

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019

armbenderc · ‎04-03-2013

@zyzzus wrote:
I froze my reports the other day.

While at work making a deposit to my account a cowork told me i had a pre-approval I asked which one and just parking lotted it.

Decided today to bite the bullet and it was instantly approved for 5k which surprised the hell out of me.

Just backdoored exp which is what was pulled and I see a soft from last month but no hard inq. Ill update I laughed so hard when she told me I was instantly approved.

That's crazy if you get it without HP.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%

zyzzus · ‎04-03-2013

@armbenderc wrote:
@zyzzus wrote:
I froze my reports the other day.

While at work making a deposit to my account a cowork told me i had a pre-approval I asked which one and just parking lotted it.

Decided today to bite the bullet and it was instantly approved for 5k which surprised the hell out of me.

Just backdoored exp which is what was pulled and I see a soft from last month but no hard inq. Ill update I laughed so hard when she told me I was instantly approved.
That's crazy if you get it without HP.

Agreed.

Discover softed EQ THREE times last month. Just opened another discover IT pre-approval... I am thinking about applying and seeing what happens lol

Epcot · ‎04-03-2013

That would be something, no HP! Congrats on the approval and CL!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841

zyzzus · ‎04-03-2013

I'm debating on an impromptu application spree now lol

09Lexie · ‎04-03-2013

If it feels good and you want the card...go for it! Although Discover's bonus quarter sucks now but you'll be ready for Summer!

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zyzzus · ‎04-03-2013

I'm actually looking at the Sallie Mae Mastercard.

I think I am going to wait for this card to report. I'd like Barclay to see the new card in hopes of them matching it... could be a double edged sword as its a new account...