Cabela's Club Visa APPROVAL ? CONCERNS ?? **UPDATE: 1500 SL!!**

[Anonymous]

CreditOne is definitely a goner! I regret that one severely.. I recently just received it and the fees that were already deducted from the SL were ridiculous. 

Should I pay the CU balance in full with the Club Visa? 

Both Cap1s are only a month old.. But I actually e-mailed the EO about a CLI because the SL was my lowest, and that I was wanting to make Cap1 my primary card but would need a higher limit to work with. She was happy to help and sent the request to the underwriters, so I'm waiting on the reply for that. But are you saying to go ahead and request CLI for the Cap1s each month now? Or after the 5 month period?

[Creditaddict]

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@Anonymous wrote:

CreditOne is definitely a goner! I regret that one severely.. I recently just received it and the fees that were already deducted from the SL were ridiculous. 

Should I pay the CU balance in full with the Club Visa? 

Both Cap1s are only a month old.. But I actually e-mailed the EO about a CLI because the SL was my lowest, and that I was wanting to make Cap1 my primary card but would need a higher limit to work with. She was happy to help and sent the request to the underwriters, so I'm waiting on the reply for that. But are you saying to go ahead and request CLI for the Cap1s each month now? Or after the 5 month period?

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Cabela's isn't a BT card, I would just put as much to your CU card as you can and get it down.

Many have luck with cap1 after statement 2 or 3 through online request... so unless EO does something just try after statement 2 and if that's a no go, do it again after statement 3!

If credit one is under a month old you can close it and get those fees reversed and not pay them!

[Anonymous]

Nice, congrats on the approval

[Pway]

Congrats and welcome to the Cabela's family.

[Anonymous]

Congrats!  Very nice SL!

[IaBoy62]

Congrats!! Very nice limit!!

[Anonymous]

Congratulations and welcome to the Cabela's family!

Cabela's may offer you a CLI at the 6 month mark if you use the card regularly, maintain good utilization, and pay in full. Your scores may need to be a bit higher for the CLI, however, but keep in mind down the road that Cabela's will usually offer a CLI at some point once you establish a solid history with them. A request from you is a HP; if they auto CLI you it will be a SP. Hope this helps.

[alextercero]

Congrats

[Anonymous]

For anyone wondering approved for cabelas visa December 4 and finally received card today! December 19!