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Cabelas Approved!

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tonyjones
Valued Contributor

Re: Cabelas Approved!

Fun fact, they do soft pull every month and have your FICO score attached to your account and if you call and try to ask for a CLI, unless you're over 680 they won't even initiate one for you. I called last month and this is what they told me

Current Fico Scores: (December 2023)
Message 31 of 49
dodgerslv
Valued Contributor

Re: Cabelas Approved!

congrats B!

gardening since 5/21/2016
Message 32 of 49
chalupaman
Super Contributor

Re: Cabelas Approved!

Hey B335is, has your account reported yet? I'm checking my reports and nothing yet.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 33 of 49
B335is
Moderator Emeritus

Re: Cabelas Approved!


@chalupaman wrote:

Hey B335is, has your account reported yet? I'm checking my reports and nothing yet.


I haven't seen it yet.  I'll let you know though.  Hopefully they don't give us toy limits.

Message 34 of 49
B335is
Moderator Emeritus

Re: Cabelas Approved!


@tonyjones wrote:

Fun fact, they do soft pull every month and have your FICO score attached to your account and if you call and try to ask for a CLI, unless you're over 680 they won't even initiate one for you. I called last month and this is what they told me


Thanks tony.  Thats good information to know.  How long have you had yours?

Message 35 of 49
ojefferyo
Valued Contributor

Re: Cabelas Approved!

Congrats on the card, I've had it for a couple of years now. Don't use it much anymore, hopefully they don't close it out since it's been SD for 6 months.

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 36 of 49
ojefferyo
Valued Contributor

Re: Cabelas Approved!


@tonyjones wrote:

Fun fact, they do soft pull every month and have your FICO score attached to your account and if you call and try to ask for a CLI, unless you're over 680 they won't even initiate one for you. I called last month and this is what they told me


I hear that their CLI are HP though, I didn't know there was FICO provided. 

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 37 of 49
Anonymous
Not applicable

Re: Cabelas Approved!

Good morning,   I applied for the Caebela's Visa on March 21 and was not instantly approved.   It was not a decline either but a generic message about a review and I would find out in 7 to 10 days.    This morning I pulled my credit report and the Cabela's Visa was there with a 6K credit line on Equifax only.    

 

Everyone who received instant approvals, congrats!    The new credit line should report in a week or so.

 

Have a great day.

 

 

Message 38 of 49
chalupaman
Super Contributor

Re: Cabelas Approved!


@Anonymous wrote:

Good morning,   I applied for the Caebela's Visa on March 21 and was not instantly approved.   It was not a decline either but a generic message about a review and I would find out in 7 to 10 days.    This morning I pulled my credit report and the Cabela's Visa was there with a 6K credit line on Equifax only.    

 

Everyone who received instant approvals, congrats!    The new credit line should report in a week or so.

 

Have a great day.

 

 


Good to know! I was hoping it would report quicker than a week because I'm anxious to know what my CL is but I hope it's a lot like yours. It seems to be that sort of card where they give out good starting limits.

 

What I want to know though is how I can keep the card active without Cabelas shutting it down. It sounds like a tricky card to maintain in the long term.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 39 of 49
Saleen099
Senior Contributor

Re: Cabelas Approved!


@B335is wrote:

It didn't give the limit, it just said approved!

 

Screen Shot 2015-03-28 at 4.50.36 PM.png


Congrats on the approval!

Message 40 of 49
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