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Frequent Contributor
Posts: 261
Registered: ‎07-15-2012
0

Cap 1 CLI success story

[ Edited ]

So I contacted the same Rep from the Cap One Executive Office yesterday, whom I spoke with in March. She had told me to give her a call back in a few months and she would put in for another CLI for me. Previous CLI were only 250$ and today she called me back and Bam both accounts raised to $2500. :smileyhappy: I wish they would combine both my limits or one day PC to a Venture card but she stated it wasn't possible at this time and to check back in a few months. Ill take the CLI and keep them in the SD till I get the 5K I'm requesting! This isn't to shabby taking into consideration my limits 6 months ago were $500 and $750. I'm not sure if its because my scores have increased alot and UTI down to below 8% or there getting tired of me but anyhow I love this Rep :smileywink:.

 

Below are the increases I've received in the past 6 months via EX Office.

 

5/15/2013

$1000 to $2500

$1250 to $2500

 

3/25/2013

$750 to $1000

$1000 to $1250

 

12/1/2012

$500 to $750

$750 to $1000

 

 

 photo C1_zps6470054d.jpg

Current Fico's: TU 797 / EFX 785 / EXP 775
Wallet: US Bank Cash + $15K | Amex PRG NSL | Barclay Arrival+ WMC $10K l Amex BCP $9K | PenFed Visa Sig $9K | DCU Plat. $10K | Logix 10K | Discover $9.6K | WalMart $10K | Paypal MC $15K | Cap 1 Venture World MasterCard $6K | Barclay NFL $3.4K | Cap 1 Venture One $6K | • $113,000 Revolving •
Established Contributor
Posts: 540
Registered: ‎03-21-2012
0

Re: Cap 1 CLI sucess story

Congrats!

 

So you just called back after three months and asked for another CLI? Did they remember you at all and what did say? Just wanted to see if you can request another? Were there any kind of pushback?

7/11/14 EX 764 - EQ 756 - TU 783 -- (myFico) | 02/14/15 TU 797 (Barclay) | 01/10/15 EX 781 (FNBO) | Mouseover for CLs

Valued Contributor
Posts: 1,094
Registered: ‎07-17-2012
0

Re: Cap 1 CLI sucess story

I called yesterday and asked to speak with the person that I talked to last August. Was told that she's no longer in that department. The woman was very nice and asked what she should do for me.  I told her that was interested in having my account reviewed to see if it's eligible for a CLI. She asked some basic questions, how much I would like and if I would accept a lower amount if the first one wasn't possible. At the end she told me that I should receive a call in a few days.  My account was at $750. last Summer then I requested $1500. in August and that was approved. Yesterday I requested $2500.  I received a call later yesterday afternoon to tell me that was approved. 

 

I asked about Orchard before I hung up. I wanted to see if I could get an increase on that limit also.  She said that they don't handle that yet but would forward my info to someone that does and I should receive a call in a few days. 


|****$10500***|****$8000*****|****$6000*****|****$3200****|****$1600****|****$3000*****|*****$3000*****|****$2500*****|
EX - 684 (MyFICO 3/05/15) TU - 676 (MyFICO 3/05/15 ) EQ 04 - 712 (DCU -3/27/15) EQ 08 - 686 (MyFICO -3/05/15)
New Member
Posts: 120
Registered: ‎05-14-2013
0

Re: Cap 1 CLI sucess story

Congratulations! I was declined a CLI increase from the EO office months back :smileysad: Maybe i'll try again soon

Moderator
Posts: 27,207
Registered: ‎09-13-2012
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Re: Cap 1 CLI sucess story

New Contributor
Posts: 71
Registered: ‎05-13-2013
0

Re: Cap 1 CLI sucess story

called the EX office yesterday and got an increase from 750 to 1250 =]

 

Gonna wait a cuple months and try it again!!

BCE - 12k
Cap 1 QuickSilver - 1.75k
Citi Dividend - 2.4k
Discover It - 2k
Chase - 800
Your FICO® score at Equifax is 725 (Update: Increased to 751) =]
Frequent Contributor
Posts: 261
Registered: ‎07-15-2012
0

Re: Cap 1 CLI sucess story

Yes The Rep remembered me and didn't even ask me the normal questions(Income ect) just asked me if anything had changed and i stated "No".

Current Fico's: TU 797 / EFX 785 / EXP 775
Wallet: US Bank Cash + $15K | Amex PRG NSL | Barclay Arrival+ WMC $10K l Amex BCP $9K | PenFed Visa Sig $9K | DCU Plat. $10K | Logix 10K | Discover $9.6K | WalMart $10K | Paypal MC $15K | Cap 1 Venture World MasterCard $6K | Barclay NFL $3.4K | Cap 1 Venture One $6K | • $113,000 Revolving •
Frequent Contributor
Posts: 261
Registered: ‎07-15-2012
0

Re: Cap 1 CLI success story

@Masscredit be careful with Orchard and Best Buy(it will be a hard pull). I'd suggest you wait till after summer when the Merger is complete.

Current Fico's: TU 797 / EFX 785 / EXP 775
Wallet: US Bank Cash + $15K | Amex PRG NSL | Barclay Arrival+ WMC $10K l Amex BCP $9K | PenFed Visa Sig $9K | DCU Plat. $10K | Logix 10K | Discover $9.6K | WalMart $10K | Paypal MC $15K | Cap 1 Venture World MasterCard $6K | Barclay NFL $3.4K | Cap 1 Venture One $6K | • $113,000 Revolving •
Valued Contributor
Posts: 1,094
Registered: ‎07-17-2012
0

Re: Cap 1 CLI success story

I received a call from the EO office of Orchard Bank. The woman that I spoke to confirmed that and said that the procedure might change after the merger is complete towards the end of the Summer. She along with the person at Capital One were both very nice.

I passed on going through with it. Most of my inquiries will fall off in August so I'd like any inquiries really count.

|****$10500***|****$8000*****|****$6000*****|****$3200****|****$1600****|****$3000*****|*****$3000*****|****$2500*****|
EX - 684 (MyFICO 3/05/15) TU - 676 (MyFICO 3/05/15 ) EQ 04 - 712 (DCU -3/27/15) EQ 08 - 686 (MyFICO -3/05/15)
Regular Contributor
Posts: 107
Registered: ‎08-28-2008
0

Re: Cap 1 CLI success story

Correct. The OB Card CLI will be hard pull as of now. I told the lady from OB ( she told it will be hard pull for CLI)  last month that I'll wait till transition to Cap One and then see if that would be a SP instead of HP now.

____________________________________________________________________________________
Recent Scores: 770 Walmart TU 3/2/2015, 788 Credit Karma TU 3/21/2015, 767 Credit Karma EQ 3/21/2015
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