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Cap 1 EO Love

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John060675
Valued Contributor

Cap 1 EO Love

I have been speaking with the Cap 1 EO office and they showed me a little love. I have 2 CC with them that they PC to Quicksilver. Then they raised my CL to $1,200 from $1,000 and $2,000 from $750. A nice boost of $1,450. Probably will wait 6 months to ask for more.

Hmmm....As I type this I have a question. Does Cap 1 combine CLs?

Next, probably will attempt to get a Lowes CC as soon as my AMEX payment shows. My total utilization will then be 1% ( now 15%). then off to the garden with me!

Starting Score: 583 EQ, 612 EX, 569 TU
Current Score: 658 EQ, 648 EX, 618 TU
Goal Score: 720 EQ, 720 EX, 720 TU


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Message 1 of 11
10 REPLIES 10
coldnmn
Mega Contributor

Re: Cap 1 EO Love

Congrats! I have never heard or read of anyone combining limits at Cap1. Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 11
John060675
Valued Contributor

Re: Cap 1 EO Love

Yeah, just called them and no dice on combining the cards and CLs. Worth a try thought.

Starting Score: 583 EQ, 612 EX, 569 TU
Current Score: 658 EQ, 648 EX, 618 TU
Goal Score: 720 EQ, 720 EX, 720 TU


Take the myFICO Fitness Challenge
Message 3 of 11
gdale6
Moderator Emeritus

Re: Cap 1 EO Love

Congrats on your CLI Smiley Happy

 

No they don't combine unfortunately as already stated.

Message 4 of 11
B335is
Moderator Emeritus

Re: Cap 1 EO Love

Congrats. How old are the accounts?
Message 5 of 11
John060675
Valued Contributor

Re: Cap 1 EO Love

6 years old on the 1k to 1,200 increase. 2.5 yo on the 750 to 2k card. not sure why the younger card got a lot more love. Very strange.

Starting Score: 583 EQ, 612 EX, 569 TU
Current Score: 658 EQ, 648 EX, 618 TU
Goal Score: 720 EQ, 720 EX, 720 TU


Take the myFICO Fitness Challenge
Message 6 of 11
alvon123
Super Contributor

Re: Cap 1 EO Love

congrats


Message 7 of 11
myjourney
Super Contributor

Re: Cap 1 EO Love

Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 8 of 11
dodgerslv
Valued Contributor

Re: Cap 1 EO Love

Congrats!!!

gardening since 5/21/2016
Message 9 of 11
FinStar
Moderator Emeritus

Re: Cap 1 EO Love


@John060675 wrote:
I have been speaking with the Cap 1 EO office and they showed me a little love. I have 2 CC with them that they PC to Quicksilver. Then they raised my CL to $1,200 from $1,000 and $2,000 from $750. A nice boost of $1,450. Probably will wait 6 months to ask for more.

Hmmm....As I type this I have a question. Does Cap 1 combine CLs?

Next, probably will attempt to get a Lowes CC as soon as my AMEX payment shows. My total utilization will then be 1% ( now 15%). then off to the garden with me!

Congrats on getting the CLI on both.  Yes, in the past it was possible to combine accts/CLs.  That policy changed years ago.  Maybe they will revisit that in the not so distant future.

Message 10 of 11
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