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Cap One Auto CLI

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TRC2k13
Regular Contributor

Cap One Auto CLI

I made my first 5 payments and got a CLI today $500 to $750 when my 6th statement cut for my 2nd QS card as part of the Credit Steps program....

 

Nothing to get too excited about but I'll take it.

 

Now hopefully I'll start getting some love from GE over the coming months... all those cards are at their 4th statements.

Message 1 of 11
10 REPLIES 10
Kenny
Moderator Emeritus

Re: Cap One Auto CLI

Well that's still awesome! It's nice to get a CLI whether asked for or auto.

Keep up the good work! Smiley Happy
Message 2 of 11
coldnmn
Mega Contributor

Re: Cap One Auto CLI

Congrats on the CLI. Don't forget to use the CLI button after 4th statement posts for GECRB. For even better results call GECRB credit solutions in back door numbers at top of credit card page. Also mark the date of last CLI from Cap1 and wait 6 months and push CLI it's a soft pull. Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
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CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 3 of 11
biggestmexi
New Member

Re: Cap One Auto CLI

What does GECRB stand for? Also, I had my Capital One for 9 months, and then asked for a CLI...I never got one automatically.....
Message 4 of 11
Kenny
Moderator Emeritus

Re: Cap One Auto CLI


@biggestmexi wrote:
What does GECRB stand for? Also, I had my Capital One for 9 months, and then asked for a CLI...I never got one automatically.....

GE Capital Retail Bank, I believe.

Message 5 of 11
alvon123
Super Contributor

Re: Cap One Auto CLI

congrats


Message 6 of 11
yudeology101
Senior Contributor

Re: Cap One Auto CLI

WTG Congrats on your CLI!  Every bit help though, I'll take it any given day..enjoy your new limit Smiley Wink

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
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Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 7 of 11
mnosal9
Regular Contributor

Re: Cap One Auto CLI

Congrats!! Take whatever you can get from Capital One.

Starting: 6/2012 : EX: 485(FAKO) EQ: 490(FICO) Trans: 482(FAKO)
Current : 4/2014: EX: 650(FICO) EQ: 664 (FICO) Trans: 681 (FICO)

Cards: NPSL Amex Green (AU), $11500 Discover IT, $4000 Quicksilver One, $3500 Bank of America Travel Rewards,$3000 Amex BCE,$3000 Quicksilver One, $3000 AA, $2500 Sallie Mae MC, $5000 Citibank AA, $1500 Barclay, $1200 Macys
~Back to the Garden~

Goal Score: 700 Across!

Gardening til 8/2014!!
Message 8 of 11
gdale6
Moderator Emeritus

Re: Cap One Auto CLI


@TRC2k13 wrote:

I made my first 5 payments and got a CLI today $500 to $750 when my 6th statement cut for my 2nd QS card as part of the Credit Steps program....

 

Nothing to get too excited about but I'll take it.

 

Now hopefully I'll start getting some love from GE over the coming months... all those cards are at their 4th statements.


grats, enjoy Smiley Happy

Message 9 of 11
TRC2k13
Regular Contributor

Re: Cap One Auto CLI


@coldnmn wrote:

Congrats on the CLI. Don't forget to use the CLI button after 4th statement posts for GECRB. For even better results call GECRB credit solutions in back door numbers at top of credit card page. Also mark the date of last CLI from Cap1 and wait 6 months and push CLI it's a soft pull. Thanks for sharing.


Yeah that's my plan with Cap One.... every 6 months to request a CLI... I've already been told that they pretty much won't give you one unless it's been 6 months since your last CLI.  My $1500 QS card is at statement 9 with my last increase at statement 6... this increase today was at statement 6 for my other QS card as well.

 

As far as GECRB I wasted a month with Walmart because my statement cut with a 0 balance... little did I know they don't generate statements with a 0 balance.  I called Credit Solutions and was denied an increase....  the first 3 months my statement cut on 28th or 29th... I made a purchase this month on 25th thinking it would post in time but instead my statement date was 26th before transaction posted.

 

Lesson learned... walmart is slow to post transactions and I will not waste a month again.  Once the 4th statements generate on my other GE cards I will request increases... all except Care Credit... they HP and I'm gardening.

 

Thanks all.

Message 10 of 11
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