No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
A couple of weeks ago I received a 0% for 12 mos. BT offer on my QS-VS card and wanted to take advantage of it by transferring 3 large high interest balances over, but my CL was only $5K and the balances totaled roughly $4.2K. So I contacted the EO last week and a real nice lady took my info and I asked for $15 to match my Venture card, I told her I would accept a partial increase as well. Logged into my acct. a little while ago....$7.5K---I'll take it. I can't do the 3 balances I originally wanted to BT b/c I don't want to go over 50% UTIL on the card. But it is enough for me to do 2 of them and one medium sized one which works out pretty well. Also transferred 3 balances over to my Cap. One Union Plus Mastercard last week. So I'll be zero-ing out 6 accts. total--which should pave the way for a score increase and other CLIs since I was mostly being denied for "too many accts. with balances."
AMEX Blue Cash Evdy-($10K) ll Capital One Venture VS-($15K) Fidelity AMEX-($5k) ll Discover It-($6K) ll Wells Fargo Visa
-($6K) ll USAA Cash Rew. Visa-($13K) ll Chase Sapphire Prefereed VS-($5K) ll Capital One QS Visa Signature-($7.5K) ll OCCU
Beaver Visa-($1.5K) ll AMEX Green-(NPSL) ll Macy's store card-($2.8K) + $10K special accts.ll WalMartMastercard/Synchrony-
($2K) ll Synch/BP Store/Gas-($2.5K) ll Sears/Citi-($2k) ll Pay-Pal Smart Connect/Synchrony-($3.5K) ll Best Buy/Citi-($4K)
ll Sportsman's Guide Visa-($7.5K) ll Coldwater Creek M/C-($5.5K) ll Credit Union Visa-($2.5K) ll FNBO AMEX-($8K) ll Barclay
Rewards WMC-($2.5K) ll Chase Freedom-($1.5K) ll Camping World Good Sam Visa-($2.75K) ll Union Plus Mastercard/Capital One-
($5K) ll Total Rewards Visa-Comenity-($2.5K) Lowe's/Synchrony-($5K) INQS: EX=7 EQ=9 TU=3
Congrats on your CLI!
Congrats!
Congrats