Established Member
Posts: 23
Registered: ‎10-11-2012

Cap One automatic CLI!

Hi Folks, 


Just wanted to share some news. I just hit my 6 th month mark with Cap One and woke up to an increase on my cl. I originally had a $500 cl and they increased it on their won without me requesting it to $750. Not much, but a start. I know they can be stingy with their increases, but I wanted to share the news.



Established Contributor
Posts: 568
Registered: ‎08-24-2012

Re: Cap One automatic CLI!

yay! :smileyhappy:

"When you are down in the mouth, remember, everything turned out ok for Jonah."

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Valued Contributor
Posts: 1,115
Registered: ‎10-31-2011

Re: Cap One automatic CLI!

I would say this is the standard credit step(s) CLI they give after the 5th statement. 

Valued Contributor
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Registered: ‎10-10-2012

Re: Cap One automatic CLI!

Nice, Congrats!

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Posts: 106
Registered: ‎11-08-2012

Re: Cap One automatic CLI!

[ Edited ]

beb86 wrote:

I would say this is the standard credit step(s) CLI they give after the 5th statement. 

yeap i received my first increase to 750. Then to 1,000 and eventually 1,500. Now I've been stuck here for years. But congratulations, nonetheless.


Capital One Platinum MasterCard | $2,000 | 05/08
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Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011

Re: Cap One automatic CLI!

The credit steps program is great for newish credit card users! Positive rewards for good behavior always beats negative reenforcement. Way To go!

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Established Contributor
Posts: 1,837
Registered: ‎08-20-2012

Re: Cap One automatic CLI!


Valued Contributor
Posts: 1,070
Registered: ‎10-15-2011

Re: Cap One automatic CLI!

That is not a credit limit increase, that is their credit step program.  It ends after one step. 


You may never get another increase from that.  I got a credit step from $300 to $500 and I have never gotten anything since then!  I have gotten much higher limits from other banks and limit increases too from the others!  In fact, the Capone card I have is the lowest limit I have.  It was not until 3 days ago.  I had a Belks card I got 3 months ago which had a $200 limit and I have never used.  They seemed fit to give me a limit of $800 for never using their card.  (Yeah, I find that a bit amusing, but what the heck.)  Walmart started me off with $500 and after 3 months raised it to $1000 and I hardly use the card.  I don't think I have charged more than $225 to the card. 


Good luck

Rethink every purchase you make, before you make it. Use the card with the best rewards. Pay in full each month. Redeem rewards often. Use the cards online shopping for more discounts. Smile, knowing that being thrifty allows you to actually get more out of the same amount of money!
Established Contributor
Posts: 665
Registered: ‎11-13-2012

Re: Cap One automatic CLI!

Yeah that's happened with all my capital ones so far...been stuck at 750 with all 3 for a while...feels like ill never get any higher. Anyone had success recently with automatic increases on cap one?
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Posts: 12,952
Registered: ‎04-15-2011

Re: Cap One automatic CLI!

+1 It's a credit step, but a CLI is good by any means!

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