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Cap one PC/CLI and Macy's CLI

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Ditovera
New Contributor

Cap one PC/CLI and Macy's CLI

So while in the garden decided to upgrade my builder Capone platinum and Macy's card. Capone was at the 6 month mark after a credit steps from $750 to $1250 increase and exactly one year since opening. So I asked for a rewards card through chat - CS rep was very helpful and informed me that I was qualified for an upgrade offer to quicksilver card with 1.5%  cash back. Immediately after getting off the phone I requested a cli online on my capital on account which granted me a $500 increase bring it to a $1750 total. I was really debating closing this card since its was a low limit card but I will hold on to it for utl purposes. 

 

 Feeling lucky, I called up Macy's and requested a cli on the store account. Lady assured me it would be a soft pull. I have had this account for 4 months now with an initial limit of $800 on the store side and $3000 on the Amex. I asked for $2000 total and she countered with $700 increase, I took it! LOL.

 

Just thought I'd share!! :-)  

Message 1 of 4
3 REPLIES 3
myjourney
Super Contributor

Re: Cap one PC/CLI and Macy's CLI


@Ditovera wrote:

So while in the garden decided to upgrade my builder Capone platinum and Macy's card. Capone was at the 6 month mark after a credit steps from $750 to $1250 increase and exactly one year since opening. So I asked for a rewards card through chat - CS rep was very helpful and informed me that I was qualified for an upgrade offer to quicksilver card with 1.5%  cash back. Immediately after getting off the phone I requested a cli online on my capital on account which granted me a $500 increase bring it to a $1750 total. I was really debating closing this card since its was a low limit card but I will hold on to it for utl purposes. 

 

 Feeling lucky, I called up Macy's and requested a cli on the store account. Lady assured me it would be a soft pull. I have had this account for 4 months now with an initial limit of $800 on the store side and $3000 on the Amex. I asked for $2000 total and she countered with $700 increase, I took it! LOL.

 

Just thought I'd share!! :-)  


Congrats X2

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 4
BearsAndTurtlesRtheBest
Senior Contributor

Re: Cap one PC/CLI and Macy's CLI

Congrats! The results are great!

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 3 of 4
09Lexie
Moderator Emerita

Re: Cap one PC/CLI and Macy's CLI

Message 4 of 4
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