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My 6th Cap1 closing date was today. I was due for Credit Steps. I got a $500 CLI, bringing me to $3800 total. I was kind of hoping for more, but any increase is good! It's just hard to think of waiting 6 more months for another one.
Data Points
June 2016- Capital One Platinum approved, $3000 SL
July (after 1st statement)- PC to Quicksilver
August- (after 2nd statement)- Luv button , offered $250, declined
Sept (after 3rd statement)- Luv button , offered $300, accepted
Dec (on 6th statement)- Credit Steps $500
Monthly spend ranged from $400 to $700
@Anonymous wrote:My 6th Cap1 closing date was today. I was due for Credit Steps. I got a $500 CLI, bringing me to $3800 total. I was kind of hoping for more, but any increase is good! It's just hard to think of waiting 6 more months for another one.
Data Points
June 2016- Capital One Platinum approved, $3000 SL
July (after 1st statement)- PC to Quicksilver
August- (after 2nd statement)- Luv button , offered $250, declined
Sept (after 3rd statement)- Luv button , offered $300, accepted
Dec (on 6th statement)- Credit Steps $500
Monthly spend ranged from $400 to $700
Congratulations ! Great data points as well !
Just to be clear, you only had your card 1 month before PC'ing it to the QS ?
Reason being , I've had the QS1 for 2 cycles and using and paying heavy on it.
If it's possible , I'd like to PC it to the regular QS ASAP . .
Thanks for including your data points !
Credit Steps is Cap1's automatic CLI program. You get an automatic CLI after 5 on-time payments, so it is posted on the 6th statement. It is geared toward rebuilders.
@cuthatcard wrote:
@Anonymous wrote:My 6th Cap1 closing date was today. I was due for Credit Steps. I got a $500 CLI, bringing me to $3800 total. I was kind of hoping for more, but any increase is good! It's just hard to think of waiting 6 more months for another one.
Data Points
June 2016- Capital One Platinum approved, $3000 SL
July (after 1st statement)- PC to Quicksilver
August- (after 2nd statement)- Luv button , offered $250, declined
Sept (after 3rd statement)- Luv button , offered $300, accepted
Dec (on 6th statement)- Credit Steps $500
Monthly spend ranged from $400 to $700
Congratulations ! Great data points as well !
Just to be clear, you only had your card 1 month before PC'ing it to the QS ?
Reason being , I've had the QS1 for 2 cycles and using and paying heavy on it.
If it's possible , I'd like to PC it to the regular QS ASAP . .
Thanks for including your data points !
Yes, just over a month. I waited until my 1st statement posted, and requested the PC via online chat. It was super easy. My DH PC'd his too after his 1st statement. I've read on here that you can even do it before, but my DH tried right after getting his card but there was no offer. You should give it a try!☺
@cuthatcard wrote:
Congratulations ! Great data points as well !
Just to be clear, you only had your card 1 month before PC'ing it to the QS ?
Reason being , I've had the QS1 for 2 cycles and using and paying heavy on it.
If it's possible , I'd like to PC it to the regular QS ASAP . .
Thanks for including your data points !
Did the same thing as the OP... Started with a platinum and PC'd to a no-AF QS after 1st statement cut. Chat is super easy to do, can be done in 10 min max.