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Cap1 Credit Steps with Data Points

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Anonymous
Not applicable

Cap1 Credit Steps with Data Points

My 6th Cap1 closing date was today. I was due for Credit Steps. I got a $500 CLI, bringing me to $3800 total. I was kind of hoping for more, but any increase is good! It's just hard to think of waiting 6 more months for another one.

 

Data Points

June 2016- Capital One Platinum approved, $3000 SL

July (after 1st statement)- PC to Quicksilver 

August- (after 2nd statement)- Luv button , offered $250, declined

Sept (after 3rd statement)- Luv button , offered $300, accepted

Dec (on 6th statement)- Credit Steps $500

Monthly spend ranged from $400 to $700

 

Smiley Happy

Message 1 of 23
22 REPLIES 22
Aduke1122
Senior Contributor

Re: Cap1 Credit Steps with Data Points

Congrats you are making some good progress !!
Message 2 of 23
Anonymous
Not applicable

Re: Cap1 Credit Steps with Data Points

Thanks, Aduke! ☺
Message 3 of 23
Khalifa_Jayy
Regular Contributor

Re: Cap1 Credit Steps with Data Points

What exactly is Credit Steps? I've seen it referenced before, but I can't quite figure out exactly what it is. On the surface level it sounds like counseling, haha. Like AA! 😂
TOTAL CREDIT LIMIT:
FICO:
CREDIT AGE:

Message 4 of 23
cuthatcard
Frequent Contributor

Re: Cap1 Credit Steps with Data Points


@Anonymous wrote:

My 6th Cap1 closing date was today. I was due for Credit Steps. I got a $500 CLI, bringing me to $3800 total. I was kind of hoping for more, but any increase is good! It's just hard to think of waiting 6 more months for another one.

 

Data Points

June 2016- Capital One Platinum approved, $3000 SL

July (after 1st statement)- PC to Quicksilver 

August- (after 2nd statement)- Luv button , offered $250, declined

Sept (after 3rd statement)- Luv button , offered $300, accepted

Dec (on 6th statement)- Credit Steps $500

Monthly spend ranged from $400 to $700

 

Smiley Happy


Congratulations !  Great data points as well ! 

 

Just to be clear, you only had your card 1 month before PC'ing it to the QS ? 

 

Reason being ,  I've had the QS1 for 2 cycles and using and paying heavy on it. 

If it's possible ,  I'd like to PC it to the regular QS ASAP . . 

 

Thanks for including your data points !  

FICO :November 2016
TU-761 EQ 756. EX - 749
No Baddies
QS1 -$2,000. Care Credit $9,600.00 CHASE Freedom $3,000.00 Discover IT $1,000.00
Inq TU 4 EQ 3 EX 2
Message 5 of 23
Anonymous
Not applicable

Re: Cap1 Credit Steps with Data Points

Credit Steps is Cap1's automatic CLI program. You get an automatic CLI after 5 on-time payments, so it is posted on the 6th statement. It is geared toward rebuilders.

Message 6 of 23
Anonymous
Not applicable

Re: Cap1 Credit Steps with Data Points


@cuthatcard wrote:

@Anonymous wrote:

My 6th Cap1 closing date was today. I was due for Credit Steps. I got a $500 CLI, bringing me to $3800 total. I was kind of hoping for more, but any increase is good! It's just hard to think of waiting 6 more months for another one.

 

Data Points

June 2016- Capital One Platinum approved, $3000 SL

July (after 1st statement)- PC to Quicksilver 

August- (after 2nd statement)- Luv button , offered $250, declined

Sept (after 3rd statement)- Luv button , offered $300, accepted

Dec (on 6th statement)- Credit Steps $500

Monthly spend ranged from $400 to $700

 

Smiley Happy


Congratulations !  Great data points as well ! 

 

Just to be clear, you only had your card 1 month before PC'ing it to the QS ? 

 

Reason being ,  I've had the QS1 for 2 cycles and using and paying heavy on it. 

If it's possible ,  I'd like to PC it to the regular QS ASAP . . 

 

Thanks for including your data points !  


Yes, just over a month. I waited until my 1st statement posted, and requested the PC via online chat. It was super easy. My DH PC'd his too after his 1st statement. I've read on here that you can even do it before, but my DH tried right after getting his card but there was no offer. You should give it a try!☺

Message 7 of 23
Anonymous
Not applicable

Re: Cap1 Credit Steps with Data Points


@cuthatcard wrote:

Congratulations !  Great data points as well ! 

 

Just to be clear, you only had your card 1 month before PC'ing it to the QS ? 

 

Reason being ,  I've had the QS1 for 2 cycles and using and paying heavy on it. 

If it's possible ,  I'd like to PC it to the regular QS ASAP . . 

 

Thanks for including your data points !  


    
Did the same thing as the OP... Started with a platinum and PC'd to a no-AF QS after 1st statement cut. Chat is super easy to do, can be done in 10 min max.
Message 8 of 23
AverageJoesCredit
Legendary Contributor

Re: Cap1 Credit Steps with Data Points

Nice going Bella!!. Have a feeling that your next cli will be much higherSmiley Happy
Message 9 of 23
Anonymous
Not applicable

Re: Cap1 Credit Steps with Data Points

Thanks, AJC! I don't know about the next one being higher, as the QS is going to be set aside for a little while...the jetBlue is going to take center stage for awhile...😀
Message 10 of 23
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