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Cap1 QS (formerly Plat, not secured) auto CLI?!?!!

Frequent Contributor

Cap1 QS (formerly Plat, not secured) auto CLI?!?!!

Hopped into my account, as I do at least once a week to keep an eye on things, and noticed my CL had increased to $3500. I checked my last statement - nope, that was $2.5K.

 

I didn't ask for an increase, and didn't think it could possibly happen to a Platinum that had changed to the QS.

 

I put some decent spend on it, as it's my goto card when the category isn't better covered by something else, but never more than about 25% util at any time, and always PIF, so they've made no interest off of me.

 

I'm certainly not complaining, but I am also not understanding how this happened


TU Fico 8: 754!!!
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4 REPLIES
Community Leader
Super Contributor

Re: Cap1 QS (formerly Plat, not secured) auto CLI?!?!!

It happened because you are Burgeoning with HOPESmiley Happy
To obtain Credit One Kenobi status upon 0/24 is to Garden Harden!!
Message 2 of 5
Established Contributor

Re: Cap1 QS (formerly Plat, not secured) auto CLI?!?!!

Congrats.


_______________________________________________________________

April 2017 FICO 8 Scores - EX 696 | EQ 621 | TU 655
November 2017 FICO 8 Scores - EX 730 | EQ 745 | TU 737
Message 3 of 5
Regular Contributor

Re: Cap1 QS (formerly Plat, not secured) auto CLI?!?!!

Thanks for sharing this OP. I was worried my Plat ---> QS card was impossible to grow at a decent rate but looks like it's possible you can get a bit more of a boost. Maybe I can PC it to a Venture and see what happens then lol.

 

{Cap1 Quicksilver: $850} {Discover It: $2.2k} {Amex BCE: 20k} {Wells Fargo Cash Wise: $6k} {Sam's Club Credit: $967} {Barclaycard Ring: $750} {Chase Slate: $14.2k} {Wal-Mart MC: $7.9k} {Chase Amazon: $1.3k} {Target RedCard: $800} {AU on BofA card: $15k} {Sams MC $2.4k} {US Bank Cash+ $7.2k} {BofA Business Cash Rewards $5.5k} {Citi DC $8.1k} {Uber Visa $3.6k} {USAA Cash Preferred $2k} {NFCU somethin card $3.9k} {Alliant CU somethin card $7,500} {Lowe's MC $3.0k}
Message 4 of 5
Frequent Contributor

Re: Cap1 QS (formerly Plat, not secured) auto CLI?!?!!


GlennTheAgent777 wrote:

Thanks for sharing this OP. I was worried my Plat ---> QS card was impossible to grow at a decent rate but looks like it's possible you can get a bit more of a boost. Maybe I can PC it to a Venture and see what happens then lol.

 


Please let us know if you decide to try! I might be interested in a PC to Savor


TU Fico 8: 754!!!
Message 5 of 5