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Cap1 cli QS1

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creditlost
New Contributor

Cap1 cli QS1

I'm in the credit steps program. My 5 months is up and I just saw a cli from $500 to $3500. I've been paying it of 2x a month since I've received the card. I'm shocked but I'll take it. Smiley Happy

Message 1 of 18
17 REPLIES 17
Anonymous
Not applicable

Re: Cap1 cli QS1

Thats an awesome shock! Smiley Very Happy Congrats

Message 2 of 18
tiffjtiffj
Contributor

Re: Cap1 cli QS1

That's so awesome !!! My 6th statement cuts next Wednesday and I'm so excited/nervous. I've pushed $3k in payments on a $300 CL (steps to $500) I hope for atleast $1k.

Current EQ 634 TU08 670 EX 627
Garden: Take #25 (2017 - ouch)
2017 Goals: Citi Premier
Message 3 of 18
diphendrix
Established Member

Re: Cap1 cli QS1

real nice! i have 3 cap 1 cards on the credit steps program, only a few months in though.  some CLI's like that would be GREAT.

BK7 Discharge: Feb 2014 Starting Score: 579 Current FICO Score: 656

Goal Score: 660 short | 800+ long Goals Hit: 2 Active Cards: 6

Gardening Since: June 2014 Garden Goal: December 2014

Wish List: Chase Slate | Chase Disney | Discover IT | Barclays NFL Sig
CapOne QuicksilverOne : CL: $300CapOne Classic Platinum : CL: $300CapOne Sony : CL: $500J Crew : CL: $450Express NextVS Angel


Message 4 of 18
coldnmn
Mega Contributor

Re: Cap1 cli QS1

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 18
Anonymous
Not applicable

Re: Cap1 cli QS1

How do you know if you're in the credit steps program?

 

congrats on the awesome CLI!

Message 6 of 18
MissMoni223
Senior Contributor

Re: Cap1 cli QS1

That is AWESOME to hear! I'll hit my 6 mths on the 10th for my Journey Visa and I'm looking for a significant CLI like yours. CONGRATS!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 7 of 18
BUN
Established Contributor

Re: Cap1 cli QS1

Great job!
Starting Score : 575 May, 2013
Current Scores: EQ 716 6 INQ TU 745 4 INQ EX 726 3 INQ Last INQ December 2015, In the GC until Jan 2017.
Message 8 of 18
CreditMagic7
Mega Contributor

Re: Cap1 cli QS1

Nice work! Congrats! Smiley Happy

Message 9 of 18
chalupaman
Super Contributor

Re: Cap1 cli QS1

Congrats! Smiley Happy

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 10 of 18
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