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Cap1 is giving out increases!!

Valued Contributor

Re: Cap1 is giving out increases!!


tanyia1969 wrote:

old Orchard card went from 1400 to 6400 

Platinum 2250 to 3250

 

requested online via the luuuv button.


Congrats! They have been declining me everytime I ask lately....exactly how long are we supposed to wait to get CLI from Cap1?!?


Starting Score: May 2013 EQ: 577 TU: 537 EX: 555
Current Score: EQ: 634 TU: 617 EX: 639
Goal Score: ALL 720+

In the Garden Until August 2018 Last App June 2016
border="0"Take the myFICO Fitness Challenge
Message 11 of 24
Regular Contributor

Re: Cap1 is giving out increases!!

I can't believe they are giving increases. I just talked to the EO on Friday about a $500 HSBC card I've for 3 years that Capital One bought in 2012, I just received the renewal card without a CLI so I sent a secure message to customer service who told me they didn't give CLIs. I emailed the EO who gave me a phone number to call back. She basically reviewed my account, seemed surprised I paid in full each month, and told me CLIs were not allowed on this account.  What EO is giving CLIs?  Who else at Capital One is giving a CLI? I have 2 other cards.

Message 12 of 24
Valued Contributor

Re: Cap1 is giving out increases!!


tanyia1969 wrote:

old Orchard card went from 1400 to 6400 

Platinum 2250 to 3250

 

requested online via the luuuv button.


Congrats on your CLI'S Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 13 of 24
Valued Member

Re: Cap1 is giving out increases!!

Last year when everyone was having luck with the executive  office , I got nothing. So I left it alone . Then just recently the luv button discussion came back up I decided to go for it and it finally worked.

ive been trying for an increase for years.

my quick silver card was declined for the increase.

Message 14 of 24
Established Contributor

Re: Cap1 is giving out increases!!

Got the 10 day message.

Not sure if I actually want a big increase as this is the card I give to my son to pick up family incidentals.  But it would still be nice if cap1 would show a little love.  My last increase was $60.  At least they waived the AF for the next year.

 

 

Message 15 of 24
Regular Contributor

Re: Cap1 is giving out increases!!

I also got the 10 day notice the same instant I clicked the submit button. They didn't even take any time to think about it. And this is the card the EO told my I was elegible for an increase on and that I could apply online.

Message 16 of 24
Highlighted
Frequent Contributor

Re: Cap1 is giving out increases!!

Mine denied and it wasn't even a current credit report a few months old.
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


Take the myFICO Fitness Challenge
Message 17 of 24
Frequent Contributor

Re: Cap1 is giving out increases!!

COngrats! this is all good news! i am hopin for a CLI soon from cap 1




Credit: $80K Total Credit Lines...Gardening until 7/2018
Message 18 of 24
Established Contributor

Re: Cap1 is giving out increases!!

Congrats on all these success stories with Cap1! 

 

I'm personally waiting till next month for a Discover CLI then closing both my Cap1 accounts.  I've been stuck at $1250 on my QS and 1000 on my platinum for almost a year now.  Keep getting the 10 day message on luv button.  Thats fine with me though since I've been using Discover almost exclusively. 

Message 19 of 24
Valued Member

Re: Cap1 is giving out increases!!

Congrats, OP!

I went the EO route for the second time on Friday. I literally called exactly 6 months after they gave me cli's the first time. Still waiting to hear back and I'm checking my accounts like mad. The last time I spoke with them (8/13) I received increases the day after the EO officer put it through to the underwriter. It's been 4 business days already. I'll be patient. Hopefully I'll get it. Fingers crossed!

AE $400, First Premier Centennial MC $450, First Premier Platinum MC $700, Orchard Bank MC (now Capital One) $750, Capital One QuicksilverOne $750, Capital One QuicksilverOne $750, Target $500, Capital One MTV Visa $1000, Merrick Bank Visa $1200, PayPal SC $300, Old Navy $300, Torrid $250, Amazon $600, Roaman's $250, GAP $200, HSN $500, Nordstrom $500, JCPenney $500, QVC $500, Kohl's $300, Victoria's Secret $350, J Crew $500, Express $500, Ann Taylor/LOFT $500, The Avenue $250, CareCredit $800, AU on Walmart $600
As of 2/2014 Merrick Bank FICO 618 Equifax 633 Credit Karma 576
Message 20 of 24