Personal debts, upside down mortage and family split issues lead to BK. Now recovering and trying to build up to look for a home in 2015-16. Shows a bit of my progression below. My app days are done or at most i will try and refi the car loan at a better rate mid next year. I'll sit on these till 2015 and i think i'll be back in 700s. Good luck everyone.
CapOne and Barclays had accounts included in BK. I guess they have eased up on the blacklisting. BK cleared 1/7/2013
December: EQ 640:
CapVisa - $2000 - w19$ annual fee wavied 1st year
Sony Visa Card - $500 - No Fee
Barclays Apple Visa - $1700 - No Fee
Target Red - $300
Oct-November - EQ 615 - 620s:
Dell Preferred - $2500
FingerHut - $600
June/July - EQ 605 - 615:
CarLoan $16000
Jan-Feb - EQ 590s
Local CU Secured - $800
Local CU Secured - $500
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
