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CapOne CLI $250 ONLY

Valued Member

CapOne CLI $250 ONLY

So, I decided to hit the luv button and got a $250 cli on my Cap1 QuickSilver One card.

 

Current limit is 2,500 and new limit will be 2,750.  If I wait another month do you guys think the CLI will be higher?

Rebuilding since Feb 2015


Starting Score - Below 550 for all three

Current Scores - EQ 631 TU 645 EC 655 as of 6-9-16
Message 1 of 10
9 REPLIES
Established Contributor

Re: CapOne CLI $250 ONLY

There's no guarantee that you will get a better cli or the 250 offer will still be on the table. You have to take a chance on that. I would wait if it was me but ymmv.

Message 2 of 10
Regular Contributor

Re: CapOne CLI $250 ONLY


FairIssac wrote:

So, I decided to hit the luv button and got a $250 cli on my Cap1 QuickSilver One card.

 

Current limit is 2,500 and new limit will be 2,750.  If I wait another month do you guys think the CLI will be higher?


Depends, is it paid off or do you have a balance, if so what is it?  How long have you had the card?

Starting Scores: 1/1/2016
EX 600 EQ 598 TU 610
Current Fico Scores (9/2016):EX: 674 EQ: 678 TU: 689
Message 3 of 10
Established Member

Re: CapOne CLI $250 ONLY

I have a quick silver too and I was hitting the love button for the last 2 months once a week getting a 500 increase every time.  I never accepted the offer to increase my limit at all.  Last week I hit the luv button again and it went from a proposed 500 dollar increase to 5K one.  That one I accepted.  The whole time I have had a zero balance. If I were you, I would hold off a bit and hit it once  a week to see if that CLI offer goes up.  Worst case scenerio, accept that 250 in a month or so. 


Message 4 of 10
Frequent Contributor

Re: CapOne CLI $250 ONLY

No, they give CLI every 6 months from my experience.

Message 5 of 10
Moderator

Re: CapOne CLI $250 ONLY

At least you got that.   Cap One doesn't want to CLI my cards since I'm "not using enough of the current CL".   Growth is always a good thing...congrats!



Start: 619 (TU08, 9/2013) | Current: 799 (TU08, 1/09/18)
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Message 6 of 10
Valued Contributor

Re: CapOne CLI $250 ONLY

With a $3000 SL, they offered me $250 too. I waited another month and they offered me $300, which I ended up taking. Didn't want them to take back the offer. Do whatever your gut tells you. Smiley Happy

Current Scores------ EQ 690; TU 660; EX 687 FICO 08--- Gardening from 09/07/17 until "Winter is Over"
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015

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Message 7 of 10
Frequent Contributor

Re: CapOne CLI $250 ONLY

Same thing happened to me I had a 2500 limit and they offered me 250. I took it.
Message 8 of 10
New Contributor

Re: CapOne CLI $250 ONLY

I got a $250 increase from them on Monday but it came by email with a congratulations email.  I didn't even hit the button at all.  I'll take it though.

Message 9 of 10
Contributor

Re: CapOne CLI $250 ONLY

How long did you have the QS before you were offered the 5K? How much did you spend during the 6 month wait?
TU: 650 EQ: 625. EX: 629
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26 Months Post Ch.7






Message 10 of 10