cancel
Showing results for 
Search instead for 
Did you mean: 

Capital One App Spree (Saks denial, Venture Rewards approval)

tag
eagle2013
Established Contributor

Capital One App Spree (Saks denial, Venture Rewards approval)

 

Saks/Cap 1 - Apped in the Saks store. Instant Denial. My 3rd time applying for that stupid card.

 

Apped a day later for the Cap 1 Venture Card - Instant approval for $20,000. Seriously?

 

cap1.png 

 

 

 

 

 

Message 1 of 13
12 REPLIES 12
eagle2013
Established Contributor

Re: Capital One App Spree (Saks denial, Venture Rewards approval)

Sorry, Stats:

 

EX: 706, 10+ inqs

EQ: 682, 10+ inqs

TU: 718, 7 inqs

 

 

 

Message 2 of 13
CreditMagic7
Mega Contributor

Re: Capital One App Spree (Saks denial, Venture Rewards approval)


@eagle2013 wrote:

 

Saks/Cap 1 - Apped in the Saks store. Instant Denial. My 3rd time applying for that stupid card.

 

Apped a day later for the Cap 1 Venture Card - Instant approval for $20,000. Seriously?

 

cap1.png 

 

 

 

 

 



Seriously? In a word, YES!

 

Congrats! Smiley Very Happy

Message 3 of 13
dodgerslv
Valued Contributor

Re: Capital One App Spree (Saks denial, Venture Rewards approval)


@eagle2013 wrote:

 

Saks/Cap 1 - Apped in the Saks store. Instant Denial. My 3rd time applying for that stupid card.

 

Apped a day later for the Cap 1 Venture Card - Instant approval for $20,000. Seriously?

 

cap1.png 

 

 

 

 

 


congrats on a very nice limit!!!! Im a little surprised that Saks denied you. What were the reasons for being denied the previous times if you dont mind me asking.? I have heard people having succes writing a recon lettter to their EO offices (or is that Nordstroms? cannot remember) and then getting approved.

gardening since 5/21/2016
Message 4 of 13
DeadlyPersona
Frequent Contributor

Re: Capital One App Spree (Saks denial, Venture Rewards approval)

Wow!!!!

 

Congratulations on the Cap One Venture CL......Heart

Message 5 of 13
JayPaulM29
Regular Contributor

Re: Capital One App Spree (Saks denial, Venture Rewards approval)


@eagle2013 wrote:

 

Saks/Cap 1 - Apped in the Saks store. Instant Denial. My 3rd time applying for that stupid card.

 

Apped a day later for the Cap 1 Venture Card - Instant approval for $20,000. Seriously?

 

 

 

 

 

 

 


WOW! awesome CL with Cap1. Congrats! 


EQ 686 TU 692 EX 673// Goal 725's across///Gardening 2/20/15...Up for air 11/20/15
Message 6 of 13
Anonymous
Not applicable

Re: Capital One App Spree (Saks denial, Venture Rewards approval)

Congratulations!

Message 7 of 13
gdale6
Moderator Emeritus

Re: Capital One App Spree (Saks denial, Venture Rewards approval)

Excellent start limit, grats on your new Cap 1 card Smiley Happy

Message 8 of 13
eagle2013
Established Contributor

Re: Capital One App Spree (Saks denial, Venture Rewards approval)

Thanks, everyone! Smiley Happy

 

Reasons for denial on Saks the last couple of times were inquries on credit file. They only pulled EQ so maybe that has something to do with it?

 

Oh, and here were my responses to the questions on the application:

 

How much do you spend on credit cards each month: $4000 (true)

Do you carry a balance: Rarely

Are you interested in a balance transfer: Yes (obviously, not LOL)

 

Message 9 of 13
eagle2013
Established Contributor

Re: Capital One App Spree (Saks denial, Venture Rewards approval)

Also ran the pre-qualifier and was only pre-qualified for Venture One and the Platinum.

Message 10 of 13
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.