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Capital One CLI LUV Declined

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mdcFICO
New Member

Re: Capital One CLI LUV Declined

Thank you LShawn08. After reading a bunch on this forum I'm starting to pick up the acronyms. Will update on my situation as it develops.


Starting Score: 656 CK
Current Score: 678 CK
Goal Score: 740


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Message 41 of 57
StarTraveller19
Valued Member

Re: Capital One CLI LUV Declined

i have the Capital One Platinum card and started with $500 CL.  After 6 months it was increased to $3500.  I'd like to increase it to $5k so I went the EO route after reading all of the posts.  I got a call back from EO day after sending my email.  The rep was able to pc my card to the Quicksilver and I'm just waiting on the decision for the cli.


Starting Score: 545 Current Score: 701 Goal Score: 750+

BOA Signature $25K | Chase Freedom $4.5k | Citi Prestige $11k | Ritz Carlton $20K | Chase Sapphire Pref $7K | Advantage Aviator $14.4K | Citi Advantage Gold $9.3K | CapitalOne QuickSilver $7K | Barclay Apple $6.3K | CapitalOne Journey $3K | West Elm $4K | Ann Taylor $3.3K | J Crew $6.3K | Victoria's Secret $2.9K | Crate And Barrel $20K


Message 42 of 57
jeffgucci
Valued Member

Re: Capital One CLI LUV Declined

Today is my third day waiting for the EO to get back after their initial call...figers crossed...



Starting Score: 594 11/2010
Current Score: 5/14/2014 My Fico EX 675 TU 651 EQ 665
Goal Score: 850 (I'm coming)

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Message 43 of 57
mdcFICO
New Member

Re: Capital One CLI LUV Declined

After playing phone tag with the EO for a while, I was increased from $300 to $1000. That'll help out a bit.

Starting Score: 656 CK
Current Score: 678 CK
Goal Score: 740


Take the myFICO Fitness Challenge
Message 44 of 57
coldnmn
Mega Contributor

Re: Capital One CLI LUV Declined


@Remember0 wrote:

So I logged in today and what do I see? My 500 cl account has been increased to 3k! Cap One is no longer my lowest limit CC (BofA has that distinction now with a 2.5k limit).

 

The EO is awesome. I'll take a soft inq 6x cli anyday haha. I just can't figure out why they don't do this on the internet/with regular CSRs. Whatever though...in a way I'm really glad the system didn't auto approve me for a $500 cli or something.


Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 45 of 57
MissMoni223
Senior Contributor

Re: Capital One CLI LUV Declined

CONGRATS on your $700 CLI!  I was given the exact same CLI last month on my Platinum.  I am going to request a PC the next time I request a CLI.

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 46 of 57
rexbolt
Valued Member

Re: Capital One CLI LUV Declined

I gave up on Cap One and closed both of my accounts with them. Never missed a payment, alyways pay over the min payment. I have one card with them at $10K and one at $3K. I have been denied CLI everytime, which is odd. I have excellent credit, in fact last week I was approved for $15K by BOA and $17.5K for PNC credit cards. 

My Wallet: Amex BCP $19.5K | BOA Cash Rewards $15K | BOA Better Balance $10K | Cap One Venture $10K | Cap One QS $3K | Chase Freedom $4.5K | Barclay Rewards WMC $5K | Citi Simplicity $8.4K | Discover It! $2K | Huntington Voice $5K | PNC Cash Builder VS $17.5K | Total Rewards VS $12K | Sams Club $7.5K
Message 47 of 57
beezy
Member

Re: Capital One CLI LUV Declined

Hi could you send me the EO info as well? I received the same vague denial statement so I'd like to give this a chance. 

 

Thanks

Message 48 of 57
Florida1990
Frequent Contributor

Re: Capital One CLI LUV Declined

Call the EO and get help the regular customer service agents suck and know nothing.

Pre-CH7 Scores- TU 584 EX 540 EQ 581
Post-CH7 Scores- TU 656 EX 630 EQ 670

Navy Fed Cash Rewards-$4,500, Credit One MC $500, Credit One VS $700 Ollo Platinum MC $900, Avant MC $1,000 Primor Secured Vs. $200, Wayfair $750, Eddie, Jcrew, Boscov $250-$300.
Message 49 of 57
notfancy
Valued Contributor

Re: Capital One CLI LUV Declined

haha I saw the topic and the poster so I emailed you, Remember0... didn't realize that this was an old thread that got bumped!

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
Message 50 of 57
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