Capital One CLI-OMG!!!

[Anonymous]

What a great way to start my Friday. The 3rd stmt cut on both my cap1 cards & I decided to try my luck just now for cli increases & I was approved for $1000 each! This brings my total limit to $3000 on QS1 & $1500 on QS. I am feeling so so lucky to say the least.... Found out I was approved for a $500 NFCU card last night & then the increases today!

[Creditdreamer]

Congrats to everyone with the CLIs!!

My second Plat-->QS (PCed at month 2) reached its 6 month mark and I got bumped up to 2500 from 500! So now I have my first one that went 500-->5000-->5500 and my second went from 500-->2500. Now I want to try to combine them. I've tried a couple times already but no dice. I'm fine the way they are now. I went from having 500 on a secured card about a year ago (and my balance being maxed out almost every month), to getting the platinums, PCing to the QSs and now I have $8000 in credit with Capital One. Kind of crazy. I also have gotten a $1000 Amex too and will go for the 3x CLI at 91 days. Thank you myFico users for all the info!

[Creditdreamer]

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@Anonymous wrote:

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@Creditdreamer wrote:

My Discover TU Fico from my signature is correct (624). Though it's probably a couple points higher right now because when my statements closed 12 days ago, I had about a 10% utilization on two cards and no balance on my other two whereas the statements before that, I had probably 20% utilization on those two cards that had 10% utilization this time. I also have an open collection I'm paying on (the last payment will debit my bank account tonight). And I have another small medical collection from 2013 that is unpaid because I'm disputing the balance currently. So not a stellar profile to say the least. I'm really quite blown away. And my income is average I think? Low for my current area but probably mid-high in other areas. I don't know how much income plays into it. But my income hasn't really increased since I applied for the card 4.5 months ago anyway. 

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👋🏼 hello... I have both QS1 & platinum MC... Was just wondering if you got your credit steps increase and for how much ? That was an awesome CLI! How much were you running on the card monthly?tia!

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So my credit steps increase on this card ended up being $500. So the card is now at 5500. And my other card went from 500 to 2500 with credit steps. I had tried for an increase on the second card and they kept saying that my activity was being monitored at assigned credit limits. The first card, I was running about $2000 a month on and paying a lot (obviously with a $500 limit). The second card, I really only have run about 2000 through it in the entire 6 months. Maybe a bit more. But I'm guessing the activity on the first card helped the second card, even though they act like the cards aren't related.

[briantoy84]

Great to hear! Congrats!