11-08-2012 02:25 PM
I just logged into my Capital One account to pay my bill and seen they gave me an CLI $750 to $2225.
Needles to say am very surprised. I have had my account for about 14 months. I am not excatly sure when they gave me the increase since I never use the card. I wonder if they gave me this increase due to me having an AMEX ZYNC with NPSL and a Bank of America Cash Reward card. Capital One is now my high credit limit card. Sucks because I still not going to use it due to high ARP. Maybe I can conviece BofA to up my limit.
11-08-2012 02:28 PM
Very nice and Congrats!...so you never requested a CLI right? I am keeping my fingers crossed i can get a surprise from Capital one of these days with a CLI from 750, i will hit the one year mark with them when statement cuts the 18th of the month.
11-08-2012 02:40 PM
Congrats it seems like the people who want the increase they don't get it or they have to go through the executive office and the people who don't care too much about the increase gets it.
11-08-2012 04:41 PM
you should call them about an APR reduction.. just the reg CSR num. Believe it or not, Cap1 is good with APR reductions.. just not clis. They adjust my APR every six months typically if I request it.
I've gone from 9.9 to 11.9 to 5.9 to 13.9 the past couple of years.
what an odd limit LOL...
11-08-2012 06:59 PM
Congrats, best I've done from them is an auto for $200 bucks...
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.