My 6th statement hit today and showed me some luv
500 > 1500
MyFico Today is 626, it has been higher before all the way to 676 one time since I opened the card Jan' 13
I have PIF the last 3 statements and before carried a balance of 50% or less.
I pretty much has gone all the way to almost 98% utili in this card.
I'm thinking of contacting the EO to see if I can get a higher CLI.
I do have higher CL in other cards now, maybe they will try to match them?
Opinions? comments? Questions?
Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
First, congrats on the increase.
You've had the cc for 6 mos and they gave you auto CLI 3x your limit? If so, it more than likely will be a HP
You've had the cc for 6 mos and they gave you auto CLI 3x your limit? If so, it more than likely will be a HP
Wow , curious if you would mind sharing was that (500-1500) the increase that was stated in your document that you would receive as part of the steps or was it a jump above what you were expecting, reason being is I just got a 300 card when my credit wasn't so grand and it said the next step would be to 500 . In a few months my credit will have improved enough for me to get a better card IMO .
Starting Score: 5/30/13 TU 630; EQ618: EX PLUS639
I have a question about the 'document'. My DH received a Cap1 cc and is in the credit steps program and his packet did not contain any information. In fact, he had to call and ask about his terms.
Sorry didn't mean to hijack the thread.
Sorry didn't mean to hijack the thread.
@imovinup wrote:Wow , curious if you would mind sharing was that (500-1500) the increase that was stated in your document that you would receive as part of the steps or was it a jump above what you were expecting, reason being is I just got a 300 card when my credit wasn't so grand and it said the next step would be to 500 . In a few months my credit will have improved enough for me to get a better card IMO .
I dont mind at all, here is what my Credit Step program letter said when I oppened the card
Welcome to Capital One!®Your Welcome Kit informed you of your initial credit limit, but as a Capital One Preferred
cardholder, you have been pre-qualified for a $750 credit line with Capital One CreditStepsSM. This is an automatic
service for new customers and an easy way to achieve more buying power.Simply follow these two steps:
1. Use your card at least once.
2. Make your first 5 monthly payments on time.
That's it. Just complete these two steps and you could automatically get access to your pre-qualified credit line of $750 by
your 7
th statement. That's how easy it is to get the extra power you need to fill up your gas tank, buy groceries, dine out...
or just treat yourself"
1st This is my 6th Statement
2nd It was way more than $750 "(Credit Limit:$1,500.00)"
@09Lexie wrote:
First, congrats on the increase.
You've had the cc for 6 mos and they gave you auto CLI 3x your limit? If so, it more than likely will be a HP
Hope not!
Maybe... They tried to match my other Capital One card, also sitting at 1500 through the EO tou!!
I have my card for almost 2 years its still stay at 500 usd. lol!
if you have a online account it takes no longer than a month for it to come up in the documents section if he is part of the steps program.