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Capital One EO CLI AND Credit Steps!!

Valued Member

Capital One EO CLI AND Credit Steps!!

Last month I emailed the EO regarding a PC for my Cap1 Patinum Card. I also for the heck of ot asked for a 2500 increase to make my credit line 3,000. Not only in my 5th month was I granted the PC and CLI but one month later I logib to my account today and as promised I received my credit steps increase of 500 which was more than what the original letter stated. So there you have it...my Cap 1 Credit Steps card has gone from 500 to 3500 in 6 months!! Not major but for what I've read about Cap1 increases MAJOR!! Lol




Starting Score: EX 651 EQ 597 TU 699
Current Score: EX 672 EQ 640 TU 656
Goal Score: TU EX EQ 700 by 2015


Take the myFICO Fitness Challenge


Message 1 of 9
8 REPLIES
Mega Contributor

Re: Capital One EO CLI AND Credit Steps!!

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $13.5k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.85k / Citi DC (WMC) $7.1k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 9
Highlighted
Established Contributor

Re: Capital One EO CLI AND Credit Steps!!

Congrats!!! I fired off an email last Friday...I hope i get some positive results

Total Overall Credit Limit- $325k
Message 3 of 9
New Contributor

Re: Capital One EO CLI AND Credit Steps!!

@Wiley1sl
What was your usage on the card? Spending and payment pattern(s), etc. Thanks
Message 4 of 9
Senior Contributor

Re: Capital One EO CLI AND Credit Steps!!

congrats


Message 5 of 9
Valued Member

Re: Capital One EO CLI AND Credit Steps!!

Well I had 2 cards with them. This unsecured one and a secured one that I 3k on. Not sure if that was a factor but in the beginning before obtaining my current cards with rewards I ran everything through those two carda (maybe 10k a month) always paying in full multpile times per month but I haven't used either card much in the past couple months and after the PCd me last month and upped my unsecured limit to 3k I closed my secured card and got my check 1 week later. So I didn't know if they would take to kindly to that but by the looks of this additional increase I guess they didn't mind! Yippee! 




Starting Score: EX 651 EQ 597 TU 699
Current Score: EX 672 EQ 640 TU 656
Goal Score: TU EX EQ 700 by 2015


Take the myFICO Fitness Challenge


Message 6 of 9
Valued Member

Re: Capital One EO CLI AND Credit Steps!!

@Mellon Good luck!! By the looks of some recent post Cap1 has been extremely friendly lately! Keep me posted!!




Starting Score: EX 651 EQ 597 TU 699
Current Score: EX 672 EQ 640 TU 656
Goal Score: TU EX EQ 700 by 2015


Take the myFICO Fitness Challenge


Message 7 of 9
Moderator

Re: Capital One EO CLI AND Credit Steps!!


Wiley1sl wrote:

Last month I emailed the EO regarding a PC for my Cap1 Patinum Card. I also for the heck of ot asked for a 2500 increase to make my credit line 3,000. Not only in my 5th month was I granted the PC and CLI but one month later I logib to my account today and as promised I received my credit steps increase of 500 which was more than what the original letter stated. So there you have it...my Cap 1 Credit Steps card has gone from 500 to 3500 in 6 months!! Not major but for what I've read about Cap1 increases MAJOR!! Lol


Interesting you got anything prior to the first credit step increase, grats Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Message 8 of 9
Valued Contributor

Re: Capital One EO CLI AND Credit Steps!!

Congrats on the new CLI!


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 9 of 9