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Valued Member
Posts: 39
Registered: ‎09-12-2013
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Capital One EO CLI AND Credit Steps!!

Last month I emailed the EO regarding a PC for my Cap1 Patinum Card. I also for the heck of ot asked for a 2500 increase to make my credit line 3,000. Not only in my 5th month was I granted the PC and CLI but one month later I logib to my account today and as promised I received my credit steps increase of 500 which was more than what the original letter stated. So there you have it...my Cap 1 Credit Steps card has gone from 500 to 3500 in 6 months!! Not major but for what I've read about Cap1 increases MAJOR!! Lol




Starting Score: EX 651 EQ 597 TU 699
Current Score: EX 672 EQ 640 TU 656
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Mega Contributor
Posts: 16,713
Registered: ‎08-08-2011
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Re: Capital One EO CLI AND Credit Steps!!

Congrats! Thanks for sharing.

Frequent Contributor
Posts: 438
Registered: ‎08-31-2007
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Re: Capital One EO CLI AND Credit Steps!!

Congrats!!! I fired off an email last Friday...I hope i get some positive results

New Contributor
Posts: 85
Registered: ‎01-24-2014
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Re: Capital One EO CLI AND Credit Steps!!

@Wiley1sl
What was your usage on the card? Spending and payment pattern(s), etc. Thanks
Senior Contributor
Posts: 10,041
Registered: ‎09-24-2013
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Re: Capital One EO CLI AND Credit Steps!!

congrats

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Valued Member
Posts: 39
Registered: ‎09-12-2013
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Re: Capital One EO CLI AND Credit Steps!!

Well I had 2 cards with them. This unsecured one and a secured one that I 3k on. Not sure if that was a factor but in the beginning before obtaining my current cards with rewards I ran everything through those two carda (maybe 10k a month) always paying in full multpile times per month but I haven't used either card much in the past couple months and after the PCd me last month and upped my unsecured limit to 3k I closed my secured card and got my check 1 week later. So I didn't know if they would take to kindly to that but by the looks of this additional increase I guess they didn't mind! Yippee! 




Starting Score: EX 651 EQ 597 TU 699
Current Score: EX 672 EQ 640 TU 656
Goal Score: TU EX EQ 700 by 2015


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Valued Member
Posts: 39
Registered: ‎09-12-2013
0

Re: Capital One EO CLI AND Credit Steps!!

[ Edited ]

@Mellon Good luck!! By the looks of some recent post Cap1 has been extremely friendly lately! Keep me posted!!




Starting Score: EX 651 EQ 597 TU 699
Current Score: EX 672 EQ 640 TU 656
Goal Score: TU EX EQ 700 by 2015


Take the myFICO Fitness Challenge


Community Leader
Senior Contributor
Posts: 19,855
Registered: ‎12-13-2013
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Re: Capital One EO CLI AND Credit Steps!!


Wiley1sl wrote:

Last month I emailed the EO regarding a PC for my Cap1 Patinum Card. I also for the heck of ot asked for a 2500 increase to make my credit line 3,000. Not only in my 5th month was I granted the PC and CLI but one month later I logib to my account today and as promised I received my credit steps increase of 500 which was more than what the original letter stated. So there you have it...my Cap 1 Credit Steps card has gone from 500 to 3500 in 6 months!! Not major but for what I've read about Cap1 increases MAJOR!! Lol


Interesting you got anything prior to the first credit step increase, grats :smileyhappy:

EX Fico 08 BC 05/15: 792 (+2); EX Fico 04 V2 06/14: 775
EQ Beacon 5.0 12/14 757
TU Fico 8 05/15: 764 (+7)
Valued Contributor
Posts: 1,203
Registered: ‎02-03-2013
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Re: Capital One EO CLI AND Credit Steps!!

Congrats on the new CLI!


Starting Score TU 667 EQ 663 EX 655
Current Score TU 752 EQ 749 EX 757 Last Update 3/2015
Garden Club 04/10/2013 (Goal 2015 or Longer)



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