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Established Member
hardworkpaysoff
Posts: 53
Registered: ‎05-11-2013
0

Re: Capital One Executive Office CLI of $250, WOW, amazing!!

I agree the account is young and from my research, Capital One is stingy with CLI. Just wanted to comment on my income, it is approximately $32,000 a year. :smileyhappy:

Latest FICO Score(s): EQ 726 (Lender, 6/13), EX 672 (Dealer, v3 Auto, 5/13), TU 702 (Dealer, Auto 04, 5/13)

U.S. Bank Cash Rewards ($1000), Capital One Visa Platinum ($750), Discover it for Students ($650), American Express Green (NPSL), DCU Visa Platinum ($3000).
Frequent Contributor
somnipotent
Posts: 367
Registered: ‎06-02-2008
0

Re: Capital One Executive Office CLI of $250, WOW, amazing!!

I think this is the type of abusive behavior that will ultimately make it harder for those in situations where they've had 2-3 years behind them with no CLI from CapOne asking for one through the EO.  Not to be brash, but consider yourself lucky that they even gave you $250 provided your limited history and your income.  :: soapbox dismounted ::


AmEx PRG (NPSL) | AmEx Costco ($8.2K) | AmEx Delta Gold ($19.3K) | AmEx BCE ($5K) | Chase United Explorer ($10K) | Chase Sapphire Preferred ($7.5K) | Chase Freedom ($8.2K) | Discover it ($3K) | Capital One Quicksilver ($2.5K) | PayPal Extras ($2.5K) | Lowes ($3.3K) | Walmart ($4.3K) | Amazon ($2.5K) | Restoration Hardware ($8.8K) | Crate & Barrel ($8.3K)
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Homeowner since 05/29/13
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Capital One Executive Office CLI of $250, WOW, amazing!!


somnipotent wrote:

I think this is the type of abusive behavior that will ultimately make it harder for those in situations where they've had 2-3 years behind them with no CLI from CapOne asking for one through the EO.  Not to be brash, but consider yourself lucky that they even gave you $250 provided your limited history and your income.  :: soapbox dismounted ::


Couldn't agree more :smileyhappy:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
CreditCrusader
Posts: 799
Registered: ‎09-27-2011
0

Re: Capital One Executive Office CLI of $250, WOW, amazing!!


hardworkpaysoff wrote:

I agree the account is young and from my research, Capital One is stingy with CLI. Just wanted to comment on my income, it is approximately $32,000 a year. :smileyhappy:


Well done...well done...now just try to have patience and your credit will grow nicely. The wait will be well worth it...mark my words :smileyhappy:

I'm Spartacus!

hr>Starting Score: EQ 546, EX 547, TU 580
Current Scores (lender): EQ 725 , EX FICO 720, TU 737 FICO scores>
Goal Score: 750
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Frequent Contributor
Mike360
Posts: 433
Registered: ‎03-19-2010
0

Re: Capital One Executive Office CLI of $250, WOW, amazing!!

The executive office gave me a $500 increase. It was never my intention to get a credit increases they just offered to try and get me one so i said sure why not since it's not a HP. They did remove my $60/YR fee's and gave me rewards.

~~In my wallet: Best Buy $7500, Dell Preferred $5500, Discover IT $4000, Chase Freedom $3500, Barclays NFL Extra Points $3300, Sears $2800, Bill Me Later $2100, CapOne Platinum $2000, Kohls $1500, Target $200
New Contributor
jna
Posts: 68
Registered: ‎12-14-2012
0

Re: Capital One Executive Office CLI of $250, WOW, amazing!!

It really works!I sent an email to the executive office yesterday and after an hour somebody called me and left a voice message on my phone.I was surprised it's frome capitalone one executive office.I returned his  call rightaway and got to talk to this nice man explaining the details of my request.I told him i never got an increase despite of have a perfect payment history on this card.I have higher limits on my other cards and got stuck here at 750 which is so low and no flexibility of using it. I requested for 5000 and he said if iver i wouldn't approved for that month,would i be willing to accept even for a lesser amount and said yes ,better than nothing.After a few talks,he told me just to wait for his call maybe tomorrow or in a few days while the underwriters are  reviewing my request...just checked my account this morning,I noticed my credit limit now is 2000.I was expecting more than that.Well, like i said better than no increase at all...

Established Contributor
Simply827
Posts: 742
Registered: ‎10-15-2012
0

Re: Capital One Executive Office CLI of $250, WOW, amazing!!

I got a $500 increase and I've been with them for 3 years. 


Starting Score: 515
Current Score: EQ 689 EX 703 TU 707
Goal Score: 700+

PSECU $10000 | Discover IT $9250 | Barclay Ring $6500 | DCU $5000 | Citi DC $4600 | Amex BCP $4100 | Chase Freedom $4000 | PayPal Extras MC $3000 | US Airways $2000 | Cap 1 Platinum $1700 | Cap 1 QS One $1500 | Union Plus $1000 | Target $200
New Contributor
jna
Posts: 68
Registered: ‎12-14-2012
0

Re: Capital One Executive Office CLI of $250, WOW, amazing!!

Try sending an email to the executive office for an increase...

Established Contributor
Simply827
Posts: 742
Registered: ‎10-15-2012
0

Re: Capital One Executive Office CLI of $250, WOW, amazing!!


jna wrote:

Try sending an email to the executive office for an increase...


That WAS my increase from the EO


Starting Score: 515
Current Score: EQ 689 EX 703 TU 707
Goal Score: 700+

PSECU $10000 | Discover IT $9250 | Barclay Ring $6500 | DCU $5000 | Citi DC $4600 | Amex BCP $4100 | Chase Freedom $4000 | PayPal Extras MC $3000 | US Airways $2000 | Cap 1 Platinum $1700 | Cap 1 QS One $1500 | Union Plus $1000 | Target $200
New Contributor
jna
Posts: 68
Registered: ‎12-14-2012
0

Re: Capital One Executive Office CLI of $250, WOW, amazing!!

oh ok:smileyhappy:try again after 6 months....


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