Capital One Venture Approval

[Anonymous]

I have been a capital one customer for several years and have a low limit BuyPowerCard and a $5.5k Quicksilver card.  I had CLI'd the quicksilver card a few months back and was given the $5.5k limit with a SP.  I was discouraged that I wouln't get any bigger limit cards with Capital One.  I did some reading and it seems apparent that they have different tiers.  When I first joined I was sub-prime, now I have great income, a squeaky report and my TU Fico 8 Bankcard is 793.

I got a direct mail offer for the Venture Card so I figured I'd pull the trigger.

Got instant approval for $20,000.00!  It should be the new metal card...  super excited.   0% for 9 mos., although I always PIF, then variable rate.

Data Points:

TU Bankcard 8 - 793

Income - $155,000

Inquiries last 12 - 4 (2 were while mortgage shopping for refi)

[simplynoir]

Congratulations on your new Venture card!

[Anonymous]

Fantastic starting line. Perfect time of year for spending towards that SUB. Congrats.

[sid33]

Congrats!

[Anonymous]

Congrats and awesome SL!!  Like others have said...perfect timing for the holiday spending!  Enjoy!

[Anonymous]

Indeed it is!  The offer was for 50,000 points after $3000 in spend within the first 3 months....  That will take me about 4 weeks :-)

[AverageJoesCredit]

20k for 1032 what a Venture great TU score Enjoy

[Shooting-For-800]

Congrats!  Once one understands the tiers Cap One becomes a great credit card company!

[Anonymous]

---

@Shooting-For-800 wrote:

Congrats!  Once one understands the tiers Cap One becomes a great credit card company!

---

I am lucky to be wise....  thanks to all of the support and information here!

[Anonymous]

Congrats on a great SL on your new Venture!! Well done!!