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Established Member
Posts: 20
Registered: ‎10-28-2013
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Capital One auto CLI for $1,500!!!

I am new to the board and I am just rebuilding credit. I was approved for the Cap1 Mastercard in June. The limit was $300. I have had two statements so far and PIF. I called to to add an AU and found out the limit was increased to $1,800! I didn't even know. The rep said the increase happened two days ago.


When I got the card I was told I had to make 6 payments to be eligible for an increase. This is soooo unexpected.  I thought it was a mistake. I have read that they are not big on CLI.  I'm so glad to be making progress.  Thanks everyone.



Regular Contributor
Posts: 119
Registered: ‎11-10-2013
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Re: Capital One auto CLI for $1,500!!!

It's part of the credit steps program but congratulations! Any CLI is good and always welcomed!

Capital One Quicksilver | Chase Freedom | Chase Sapphire | AMEX Blue Cash Everyday
Scores: EX: 725 | TU:742
Established Contributor
Posts: 764
Registered: ‎01-31-2009
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Re: Capital One auto CLI for $1,500!!!

If you got the card in June, December would be 6 months. ...Congrats!

May 2013 Starting Scores: 540's-570's
July 2016 Scores: 654-705 ...No Lates, CA's or CO's, new car + high Util
Current Cards: SDFCU Secured ($300); Logix Secured ($500); Tobyhanna/Penfed FCU ($5000); NFCU CLOC ( $15,000); NFCU Refi ($18,144) Sony Visa ($3000); Apple PC'd to Rewards MC ($1200); Barclay Rewards MC ($1300); B&N ($500); Discover ($1000); 'Credit Steps' ($2300), QS One ($750);Care Credit ($9000); US Bank Platinum ($5000); Fifth Third SU2C ($3000); Kay's/Jared's ($4700); Target ($2000); Fingerhut/Gettington ($2250); **All my favorite retail cards ($61,000)..Luv'Em..they get heavy use!
Senior Contributor
Posts: 10,287
Registered: ‎09-24-2013
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Re: Capital One auto CLI for $1,500!!!

great job!!!

Super Contributor
Posts: 31,000
Registered: ‎02-07-2013
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Re: Capital One auto CLI for $1,500!!!


Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Mega Contributor
Posts: 17,179
Registered: ‎08-08-2011
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Re: Capital One auto CLI for $1,500!!!

Congrats! I'm seeing a lot of posts like this. It makes me wonder if they're reading the forum and thinking maybe those people are right lets change. I  hope so! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $10.9k / Walmart Mastercard $8k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit $5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.5k / Citi DC (WMC) $7.1k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Frequent Contributor
Posts: 257
Registered: ‎03-28-2013
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Re: Capital One auto CLI for $1,500!!!

Congrats. Cap 1 seems a lot more generous these days.

FICO June '15: EX 800, EQ 822, TU 823

Posts: 159
Registered: ‎09-14-2013
0 Kudos

Re: Capital One auto CLI for $1,500!!!

That is awesome!

Starting Score: EQ FICO 582, TU 614, EX 528 9/13
Current Score: EQ FICO 648, TU 678, EX 663
Goal Score: 700

Take the myFICO Fitness Challenge
Frequent Contributor
Posts: 283
Registered: ‎08-19-2013
0 Kudos

Re: Capital One auto CLI for $1,500!!!

that's a very nice CLI, Congrats!

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