Established Member
Posts: 20
Registered: ‎10-28-2013

Capital One auto CLI for $1,500!!!

I am new to the board and I am just rebuilding credit. I was approved for the Cap1 Mastercard in June. The limit was $300. I have had two statements so far and PIF. I called to to add an AU and found out the limit was increased to $1,800! I didn't even know. The rep said the increase happened two days ago.


When I got the card I was told I had to make 6 payments to be eligible for an increase. This is soooo unexpected.  I thought it was a mistake. I have read that they are not big on CLI.  I'm so glad to be making progress.  Thanks everyone.



Regular Contributor
Posts: 119
Registered: ‎11-10-2013

Re: Capital One auto CLI for $1,500!!!

It's part of the credit steps program but congratulations! Any CLI is good and always welcomed!

Capital One Quicksilver | Chase Freedom | Chase Sapphire | AMEX Blue Cash Everyday
Scores: EX: 725 | TU:742
Established Contributor
Posts: 521
Registered: ‎01-31-2009

Re: Capital One auto CLI for $1,500!!!

If you got the card in June, December would be 6 months. ...Congrats!

May 2013 Starting Scores: 540's-570's [no credit cards, no inq's, 1 Student Loan 90 day late, CA's and CO's...most PFD'd!]
September 2014 Scores: 660-705 ...Getting there!
Current Cards: SDFCU Secured ($300); Logix Secured ($500); Tobyhanna FCU ($5000); Sony Visa ($3000); Apple PC'd to Rewards MC ($1200); Barclay Rewards MC ($1300); B&N ($500); Discover ($1000); 'Credit Steps' ($2300), QS One ($750);Care Credit ($9000); US Bank Platinum ($5000); Fifth Third SU2C ($3000); Kay's/Jared's ($4700); Fingerhut ($1550); **All my favorite retail cards ($28,150)..Luv'Em..they get heavy use!
Senior Contributor
Posts: 8,930
Registered: ‎09-24-2013

Re: Capital One auto CLI for $1,500!!!

great job!!!

Community Leader
Senior Contributor
Posts: 26,659
Registered: ‎02-07-2013

Re: Capital One auto CLI for $1,500!!!


"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13

Community Leader
Mega Contributor
Posts: 15,786
Registered: ‎08-08-2011

Re: Capital One auto CLI for $1,500!!!

Congrats! I'm seeing a lot of posts like this. It makes me wonder if they're reading the forum and thinking maybe those people are right lets change. I  hope so! Thanks for sharing.

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8500
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /

Regular Contributor
Posts: 235
Registered: ‎03-28-2013

Re: Capital One auto CLI for $1,500!!!

Congrats. Cap 1 seems a lot more generous these days.

FICO Scores as of 10/31/14: EX 786, EQ 818, TU 808

Posts: 159
Registered: ‎09-14-2013

Re: Capital One auto CLI for $1,500!!!

That is awesome!

Starting Score: EQ FICO 582, TU 614, EX 528 9/13
Current Score: EQ FICO 648, TU 678, EX 663
Goal Score: 700

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Frequent Contributor
Posts: 283
Registered: ‎08-19-2013

Re: Capital One auto CLI for $1,500!!!

that's a very nice CLI, Congrats!

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