09-18-2012 05:57 AM
I must say that Capital One has been acting a little out of character of late. I've seen quite a handful of posts on this forum of individuals getting CLIs or PCs on request from Capital One. Maybe, just maybe......
09-18-2012 07:16 AM
nice CLI im hoping for the same in 4 months "fingers crossed"
09-18-2012 09:25 AM
I just want to add to the fact that I got a $1,000 just recently as well (Sep 14 to be exact.). I've paid my cc bill on time and more than twice a month. I also noticed I had a "document" to review and turns out it was an electronic letter stating that becuase they liked me, they were giving me a $1,000 CL increase. So, yes, I thought it was a joke, the steps program stated $500 CL inc. but no, I got $1,000.
For the record, I have 630 score and was approved for a $500 limit. Also I have OrchardBank with a lousy $300. (I hope they do it with O.B as well, same company after all)
03-24-2013 12:49 PM
03-24-2013 01:05 PM
So all you guys got the CLI in the steps program at teh 7th statement, not before right?
Its funny its called stepS program, when they only do ONE step.
03-24-2013 01:42 PM
04-13-2014 04:45 PM
04-13-2014 05:10 PM
I have been reading this board for a while now. Figure I could share something. About seven months ago I applied for and received Capital One's cash rewards card. I was given a 300 dollar credit limit and put on the credit steps program. As long as I paid on time and didn't exceed my credit limit and on my seventh statement I would receive a 200 dollar CLI.
I use that cc for my everyday cc because I have 0% interest and 5% cash back. So I was expecting a bump of 200 dollars to show my next statement (October would be month seven.) I'm up late working and I get what I thought was the standard email that I thought was my statement now being ready to view. I log into my account to see I was given a 1,000 CLI to 1,300 total. The email was to let me know I had a document which was a notice from Capital One stating the above.
I really have no answer as to why the large increase on my first "step." I'm not complaining though, I earned it. I use it all the time and paid several times a month on it because of high use (why not, 5% cash back is OK with me.) I will say I don't know if I ever once paid in full. I always carried a small balance. So, there is some fresh data on Credit One steps program. They also gave me the 39 dollars back (credit to my account) that Orchard charged me when I opened my account with them.
Congrats on your CLI
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