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Contributor
jmco
Posts: 92
Registered: ‎09-23-2012
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Capital one CL increases without requesting...

Surprise surprise....my husband and I just got notified of increases...him to 1500 and me to 2500 ....nice surprise on a Saturday night.....

Starting Score: 720
Current Score: 626
Goal Score: 700


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asphaltcowboy
Posts: 1,133
Registered: ‎02-03-2013
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Re: Capital one CL increases without requesting...

YEEE  HAH,  Congrats!!!:smileyhappy:




Starting Score TU 667 EQ 663 EX 655
Current Score TU 721 EQ 719 EX 717 Last Update 8/2014
Garden Club 04/10/2013 (Goal 2015 or Longer)




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myjourney
Posts: 26,659
Registered: ‎02-07-2013
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Re: Capital one CL increases without requesting...

Double nice Congrats X2

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


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jmco
Posts: 92
Registered: ‎09-23-2012
0

Re: Capital one CL increases without requesting...

Yup!!!!! This makes me smile...

Starting Score: 720
Current Score: 626
Goal Score: 700


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Established Member
tk_0014
Posts: 67
Registered: ‎04-19-2013
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Re: Capital one CL increases without requesting...

Wow, was it a new card? On the credit steps program? I have a Cap1 thats stuck at 750 since 2010. Were you PIFing or keeping a balance?

MyFICO (4/13) EQ score 733 CK TU score 6/13 754 FCR EX 4/13 736

CU overdraft protection CL $0/$500 Freedom $0/$1500 CSP $0/5000 BofA 123Cash Reward $700/$3000 C1 plat $0/1250 PP BML $400/$950 Amex BCE $0/$3000 DISC IT: $231/5500
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09Lexie
Posts: 26,606
Registered: ‎09-13-2012
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Re: Capital one CL increases without requesting...

Established Contributor
ktl72455
Posts: 835
Registered: ‎12-09-2012
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Re: Capital one CL increases without requesting...

Congrats!!!! :smileytongue:

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)
1/15/14 TU 665 | EQ 648 | EX 655 ~Myfico scores
6/8/14 TU08 666 | EQ08 656 |EX08 655 } EQ04
My Wallet: Cap1 3,500K ~FH 950 Credit One 1000~Orchard Bank 2000~ Matrix 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 5K
Last Negs to fall off: 2-Cap1 CO's PD (fall off 1/17)~Forclosure (fall off 1/16)
Established Contributor
masscredit
Posts: 857
Registered: ‎07-17-2012
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Re: Capital one CL increases without requesting...

I found that my Cap 1 card is a credit steps. Started at $500, then $750. then asked for $1500. then $2500.

|****$8000****|****$6000*****|****$6000*****|****$2500****|****$1600****|****$3000*****|*****$1400*****|****$1350*****|
EX - 657 (MyFico 10/02/14) TU - 657 (Walmart 11/08/14 ) EQ 04 - 701 (DCU -11/28/14) EQ 08 - 684 (MyFico -12/04/14)
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LS2982
Posts: 15,436
Registered: ‎04-09-2011
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Re: Capital one CL increases without requesting...


jmco wrote:
Surprise surprise....my husband and I just got notified of increases...him to 1500 and me to 2500 ....nice surprise on a Saturday night.....

CONGRATS to the DH!!! :smileyhappy:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Contributor
jmco
Posts: 92
Registered: ‎09-23-2012
0

Re: Capital one CL increases without requesting...

Yes, both cards were credit steps.  We started with 250 CL and within 3 months moved to 500 - we each have the blue and green cards, each with 500 CL...the green cards are the ones that increased so him from 500 to 1500 and me from 500 to 2500 (mine was higher because I have a wellsfargo card with a 2K limit right now so I guess Cap1 wanted to beat that)....either way, who cares....they increased it and we didn't even ask for it!!!  I am waiting to see if I get a HP on the CR but so far nada!

 

Happy Sunday myfico friends!

 


Starting Score: 720
Current Score: 626
Goal Score: 700


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