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Capital one CL increases without requesting...

Contributor

Capital one CL increases without requesting...

Surprise surprise....my husband and I just got notified of increases...him to 1500 and me to 2500 ....nice surprise on a Saturday night.....

Starting Score: 720
Current Score: 626
Goal Score: 700


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Message 1 of 12
11 REPLIES
Valued Contributor

Re: Capital one CL increases without requesting...

YEEE  HAH,  Congrats!!!Smiley Happy


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 2 of 12
Super Contributor

Re: Capital one CL increases without requesting...

Double nice Congrats X2

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 12
Contributor

Re: Capital one CL increases without requesting...

Yup!!!!! This makes me smile...

Starting Score: 720
Current Score: 626
Goal Score: 700


Take the FICO Fitness Challenge
Message 4 of 12
Established Member

Re: Capital one CL increases without requesting...

Wow, was it a new card? On the credit steps program? I have a Cap1 thats stuck at 750 since 2010. Were you PIFing or keeping a balance?

MyFICO (4/13) EQ score 733 CK TU score 6/13 754 FCR EX 4/13 736

CU overdraft protection CL $500 Freedom $3000 CSP $8000 BofA 123Cash Reward $3000 C1 QS1 $1250, C1 QS $5500 PP Cred $2950 Amex BCP $19500 DISC IT: $14,100 Home Depot $8000
Message 5 of 12
Moderator Emerita

Re: Capital one CL increases without requesting...

Message 6 of 12
Established Contributor

Re: Capital one CL increases without requesting...

Congrats!!!! Smiley Tongue

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
7/31/16 TU 710 ~ EQ 699~ Ex 705
My Wallet: Cap1 3,500K ~FH 2950 Credit One 1800~Credit one #2 1500.00~Orchard Bank 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 11K ~Care Credit 4,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 3/17)
Message 7 of 12
Valued Contributor

Re: Capital one CL increases without requesting...

I found that my Cap 1 card is a credit steps. Started at $500, then $750. then asked for $1500. then $2500.
Cap 1 - $23,000 / Lowe’s - $17,000 / Barclay Rewards - $16,400. / Capital 1 - $15,000 / Walmart - $15,000
Cap 1 - $12,000 / PenFed - $10,000 / Penney - $10,000 / Barclay Apple Rewards - $4000 / Merrick - $2500


EQ - 740 / TU - 748 / EX - 748
Message 8 of 12
Mega Contributor

Re: Capital one CL increases without requesting...


jmco wrote:
Surprise surprise....my husband and I just got notified of increases...him to 1500 and me to 2500 ....nice surprise on a Saturday night.....

CONGRATS to the DH!!! Smiley Happy




EQ FICO 548 3/3/16
Message 9 of 12
Highlighted
Contributor

Re: Capital one CL increases without requesting...

Yes, both cards were credit steps.  We started with 250 CL and within 3 months moved to 500 - we each have the blue and green cards, each with 500 CL...the green cards are the ones that increased so him from 500 to 1500 and me from 500 to 2500 (mine was higher because I have a wellsfargo card with a 2K limit right now so I guess Cap1 wanted to beat that)....either way, who cares....they increased it and we didn't even ask for it!!!  I am waiting to see if I get a HP on the CR but so far nada!

 

Happy Sunday myfico friends!

 


Starting Score: 720
Current Score: 626
Goal Score: 700


Take the FICO Fitness Challenge
Message 10 of 12