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I want to apply for capital one venture card, I have utilization ratio 11%. Today I tried to increase my credit limit on capital one platinum card but got raise from 1600 to 2000, my credit karma score for TU and EQ is 786.
yetserday I got approved for 10000k Amex blue cash everyday .
i have only experian new for Amex card and no other enquiry in last 2 years.
got 9000 barclay card, 2500 discover , 3500 chase slate and 5000 cl for city simplicity , gap card 4000
yearly income $ 80000.
i tried on capital one prequalify page and I am prequalified for venture and venture one.
should I try to get venture one or I should wait as I just got Amex approval yesterday and got CLI on capital one .
i am pretty confuse .
Mod note: I've updated your subject to reflect your approval; feel free to edit/change if you would like. --UB
Assuming your FICO scores are anywhere near where your CK scores are you should be easily approved for either the Venture or Venture One. Just out of curiousity, why the Venture One and not the higher tier Venture?
Thanks for replying , which one would be higher tier venture.
thanks
I was qualified for venture too.
thanks
Thanks for the replying.
I am looking for a 10k plus limit credit card , please suggest, I got pre approval letter from city double cash but I heard
it has very low credit limit.
thanks
Go with a CU if you want a high limit card such as Penfed. Venture is a decent card for the first year as the AF is waived after that PC it to the QS after collecting the bonus and before the AF hits after the year. Or as stated go with a big CU card as if your profile and income suports it they have no issues handing out 10-25k limits initially.
I have been very happy with Cap One and I guess they have been very happy with me.
I would do a Venture since its 2% and probably has a higher limit than average.
If you never travel, QuickSilver is better than Venture One in my opinion. You may not get as high of a limit, but no AF and 1.5% cash back.
Venture does offer $400-$500 starting bonuses though if you can charge enough in first 3 months.
Cap One also gives great 0% offers (I get 0% for 18 months with 2% fee quite often.)
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!
Got venture with 15000 limit.
thnaks guys