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Care credit approval

Contributor

Care credit approval

Hi guys! So it's come to my attention that I need to get either braces or Invisalign if I want to have straight teeth and a nice smile, after thinking about it I decided I wanted to apply for care credit and I got approved for 5,000 dollars which is going to be the amount needed for my procedure. Well after I went in for a consultation with my dentist it turns out that I need a whole lot more work one of them being removing my wisdom teeth Smiley Sad well my bill went from 5,000 close to 10,000 dollars! I called care credit up and told them what had happened and they told me not to worry that they would have someone take a look at my account in underwriting. So the representative transferred me over and a nice lady started talking to me about the extra stuff needed to be done and even cracked a few jokes. After a while she said she was able to accommodate my limit to the 10,000 dollars that I requested. So happy!
|Amex BCP-11,000| 03/13/2017
|CITI Costco-8,500| 08/29/2016
|Discover IT-7,000| 11/29/2016
|CareCredit-12,000| 10/23/2017
|Ashley Furniture-7,500| 08/09/2017
Patelco Auto Loan-39,721.49 3.49%@84 opened 05/15/2017
BayFederal Auto Loan-36,804.26 5.74%@84 opened 05/19/2017
Message 1 of 14
13 REPLIES
Senior Contributor

Re: Care credit approval

Congrats I just got this one too last mth with a 4K SL I plan to ask for more soon
Message 2 of 14
Highlighted
Contributor

Re: Care credit approval

You should be able to ask now. I applied today and got a 5K bump today. Ask to be sent to underwriting.
|Amex BCP-11,000| 03/13/2017
|CITI Costco-8,500| 08/29/2016
|Discover IT-7,000| 11/29/2016
|CareCredit-12,000| 10/23/2017
|Ashley Furniture-7,500| 08/09/2017
Patelco Auto Loan-39,721.49 3.49%@84 opened 05/15/2017
BayFederal Auto Loan-36,804.26 5.74%@84 opened 05/19/2017
Message 3 of 14
Senior Contributor

Re: Care credit approval

I asked a few days after my approval and they said to wait a bit and try again , what is yours TU score?
Message 4 of 14
Senior Contributor

Re: Care credit approval

What number did you call ? I tried the Credit Solutions number
Message 5 of 14
Super Contributor

Re: Care credit approval

Congrats on getting what you neededSmiley Happy

$mileSmiley Wink

To obtain Credit One Kenobi status upon 0/24 is to Garden Harden!!
Message 6 of 14
Contributor

Re: Care credit approval

My credit score is around the 740 range. 866-893-7864 but they transferred me to the department.
|Amex BCP-11,000| 03/13/2017
|CITI Costco-8,500| 08/29/2016
|Discover IT-7,000| 11/29/2016
|CareCredit-12,000| 10/23/2017
|Ashley Furniture-7,500| 08/09/2017
Patelco Auto Loan-39,721.49 3.49%@84 opened 05/15/2017
BayFederal Auto Loan-36,804.26 5.74%@84 opened 05/19/2017
Message 7 of 14
Contributor

Re: Care credit approval

Thank you!
|Amex BCP-11,000| 03/13/2017
|CITI Costco-8,500| 08/29/2016
|Discover IT-7,000| 11/29/2016
|CareCredit-12,000| 10/23/2017
|Ashley Furniture-7,500| 08/09/2017
Patelco Auto Loan-39,721.49 3.49%@84 opened 05/15/2017
BayFederal Auto Loan-36,804.26 5.74%@84 opened 05/19/2017
Message 8 of 14
Valued Contributor

Re: Care credit approval

Congrats your your approval. Glad they could give what you asked for
State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (5,000) ~ PenFed Promise (6,000) ~ PenFed OLOC (500) ~ Discover ($1,000) ~ Citi DC (1,700) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (1,700) ~ NFCU CLOC (15,000) ~ QuickSilver Visa (10,300) ~ DCU Visa (5,000) ~ Chase Freedom Unlimited (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG Business (3,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (12/21/17): 682 Transunion, 648 Equifax, 673 Experian
Message 9 of 14
Contributor

Re: Care credit approval

Thank you guys!
|Amex BCP-11,000| 03/13/2017
|CITI Costco-8,500| 08/29/2016
|Discover IT-7,000| 11/29/2016
|CareCredit-12,000| 10/23/2017
|Ashley Furniture-7,500| 08/09/2017
Patelco Auto Loan-39,721.49 3.49%@84 opened 05/15/2017
BayFederal Auto Loan-36,804.26 5.74%@84 opened 05/19/2017
Message 10 of 14